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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Limitless!

Great for travelling and the day-2-day Reviewed on: 11th April 2023

Love the interest rate

Monzo moved faster than any of my other banks to offer the best rate Reviewed on: 11th April 2023

The best online bank ever

Money made easy with Monzo. With just a few clicks, do absolute anything with your bank account without worrying about the safety. Highly recommend if you wanna sort your finances. Reviewed on: 11th April 2023

The best bank

Great account and app, better than any mainstream bank and I have used the vast majority for personal and business banking. There are brilliant budgeting tools and it’s very easy to see recurring payments, would highly recommend. Reviewed on: 11th April 2023

Amazing company, amazing brand

Everything is so easy and fun with Monzo. I absolutely love it Reviewed on: 11th April 2023

Monzo

App works well - far better than traditional banks. Social Media is miles ahead! Reviewed on: 11th April 2023

Amazing since day 1

Moved to Monzo since having numerous issues with another high street bank. If there been any issues they have been fast to react. Now use them for my main account and also have a joint one for household bills Reviewed on: 11th April 2023

Best banking app ever

Great UI and UX, fast loading, intuitive. Easy to access and view statistics of spending. Reviewed on: 11th April 2023

A bank account powered by tech

Couldn't cope without monzo these days, rather than a legacy bank that's trying to adopt new tech monzo was built with tech in mind right from the start and you can tell the difference. Love the app, pots have changed my finances completely and I've now even managed to get my savings in order at a decent rate. Haven't dealt with customer services much which is a good thing, but when I've had the need they've always been responsive, cheerful and got the query sorted without having to leave the app even on weekends. Reviewed on: 11th April 2023

Got it all

Monzo Banking comes with ease, speed, reliability, and fun! It has it all, in one place, for all to use. Reviewed on: 11th April 2023

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