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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great bank

5
Monzo has been my families primary bank for many years now Reviewed on: 11th April 2023
curtiscurtis 's avatar
curtiscurtis

Could not be easier

5
Monzo gives me the control of my money in all the ways that count. Splitting bills with friends, spending abroad, saving money and putting money aside in pots solves my every day life money situations, and I am very greatful Monzo came and addressed these real life moments. Reviewed on: 11th April 2023
Daren93's avatar
Daren93

Love to travel? Love Monzo

5
Love the straight forward approach to FX, love the flex of doing everything on my phone (and it being intuitive, obvious, slick and reliable). Super useful FAQs if I need something and there if I can’t find it. It’s how banking should be. Well done Monzo. Reviewed on: 11th April 2023
Cat's avatar
Cat

I love monzo

5
Monzo actually makes me enjoy banking, I recommend it to all my friends and I think they’ve got an excellent product Reviewed on: 11th April 2023
Claire 's avatar
Claire

My experience of Monzo

5
Easy to use abroad and shows expenditure pretty soon after transaction Reviewed on: 11th April 2023
Henry Witt's avatar
Henry Witt

Just Fantastic

5
Monzo are great, amazing, fabulous. I can keep on going! Reviewed on: 11th April 2023
Geeta Divecha's avatar
Geeta Divecha

Pure class

5
Brilliant just pure brilliant! Does what it says on the tin and more. Reviewed on: 11th April 2023
DanG2's avatar
DanG2

Makes banking enjoyable

5
I love Monzo they’re the definition of a good user experience Reviewed on: 11th April 2023
Emma Marie Nicol's avatar
Emma Marie Nicol

Back where I belong

5
I used Monzo for about 3 years and loved how easy it was. However I didn’t realise how much it made me manage my money better. I switched current accounts 5 months ago on lure of a switching bonus and wow was that a bad move. The other more ‘traditional bank’ was so much harder, no notifications or spending insights. A clunky app which wasn’t intuitive and I had no clue where I was from a budget and bills perspective. I’ve reopened a Monzo account now and feel so much more organised and back on track after just 2 weeks back. I know where I’m staying from now on! Reviewed on: 11th April 2023
Kate's avatar
Kate

The most engaged banking team I n the current financial age

5
Monzo are engaged, forward thinking and Customer orientated. I’ve come to learn that through the years banks are just businesses and nothing more, yet when it comes to ‘value for money’ monzo are head and shoulders above the rest. Quick contact methods. Resolutions in minutes, money saving functions that fit with the modern lifestyle and new innovative opportunities to socially bank with friends and family. See banks for what they truly are - a business that uses your money for a return, and these people treat you and your money right! ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 11th April 2023
Johnny Wilson's avatar
Johnny Wilson

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