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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

SImply the best

5
Best user experience, best brand values. Still leading the way for the whole banking industry. Reviewed on: 11th April 2023
Sam Beeby's avatar
Sam Beeby

Best bank in Britain easily

5
Always on hand whenever I need them. Great customer support. UI is slick and easy and payments always move quickly. Reviewed on: 11th April 2023
Max Francis's avatar
Max Francis

Monzo puts the fun in functional!

5
Monzo has great (and intuitive UX) and makes banking so much easier and accessible every day. The app has helped break down my mental barrier to financial planning and makes divvying up money in social settings easier. I always use Monzo when travelling abroad and like seeing the equivalent transactions. and summary at the end of a trip. Love (almost) everything about their brand and their tone of voice across any piece of content I interact with. I'm sure theres so much more they can do and I would totally lap it up...big fan. Reviewed on: 11th April 2023
Sahar Osman's avatar
Sahar Osman

A bank that just makes so much sense

5
From the moment I decided to go full Monzo on be actually learnt about my money situation. What, how I spend. Reviewed on: 11th April 2023
Matt's avatar
Matt

So easy to use

5
Great for going abroad and really easy to use, split bills and see what you’re spending. Couldn’t recommend it more. Reviewed on: 11th April 2023
Ollie Jeffcote's avatar
Ollie Jeffcote

Pun-ching! (Well above its weight)

5
Love how monzo has actually made me better at managing my money, paying my bills and getting fleeced by my kids Reviewed on: 11th April 2023
M's avatar
M

Modern Money

5
I wanted more control. More insight. More help. More access. More visibility. You get the lot with Monzo. It’s faster, more detailed and just really really easy. Feels like a bank designed for it’s customers. Reviewed on: 11th April 2023
agw's avatar
agw

Best bank ever!!!

5
Monzo pots have helped me budget and I can now control my spending which helps me save more. I love how you can categories things such as groceries and personal care so you can see how much you are spending monthly. Reviewed on: 11th April 2023
Racheytxoxo's avatar
Racheytxoxo

Love the flexibility

5
I love the flexibility my Monzo account gives me. I can easily manage my finances with wallets and virtual cards and flex if I want to spread the cost of things that are just a little expensive. I have full visibility and control. Reviewed on: 11th April 2023
SaaShh's avatar
SaaShh

smart, savvy fun

5
ive been using monzo for years. I love it. they treat me well and the app is quick and efficient Reviewed on: 11th April 2023
Caleb Cuthbert's avatar
Caleb Cuthbert

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