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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Reliable and fast

Ive been a Monzo current account holder since it’s beta launch in 2015. The interface works seamlessly, the online support has been responsive and reliable, especially when I tried to recover money due to a fraudulent payment. Limited non sterling transaction fees are always a bonus when travelling abroad. This is what all banks should look and function like. Reviewed on: 11th April 2023

Just hands down different

Just heads and tails above the rest. Great for anyone who struggles to manage with budgets. As an accountant and money coach at a local school I cannot recommend them enough. Reviewed on: 11th April 2023

Best Bank!!

Since i signed up i have never used any banking app. Never had any issues and even if you have a question regarding anything to do with banking, you can use the chat feature. Would advise anyone not using Monzo to get involved! Wesley Angus Reviewed on: 11th April 2023

A great bank

Monzo is easy to set up, use and the app is highly functional. Reviewed on: 11th April 2023

Fantastic bank

Good service from Monzo bank amazing communication Reviewed on: 11th April 2023

Thought banks were all the same

Honestly until Monzo I thought all banks were the same. Hard to get hold of in emergencies, with slow outdated apps, and no features other than “Paperless Billing”. Monzo’s features are a lifesaver, they’ve helped me save and manage my money better. I think a lot of banks could learn a lot from Monzo in that people want more from their banks. Reviewed on: 11th April 2023

Love Monzo!

Easy to use, gives me everything I need Reviewed on: 11th April 2023

Great everyday spending and saving

Monzo makes things easy. Their app is easy to use and intuitive. It tracks my spending and saving, and makes it easy for me to understand how far away I am from meeting my goals (and how much I have left in my discretionary spend for the week!). The willingness to pass on interest to it's customers savings accounts shows integrity and why they're the Best British Bank currently operating and deserve to win the Best British Bank Award for 2023! Reviewed on: 11th April 2023

Amazing

Would highly recommend!! The app is very easy to use and managing my money using their free insights tool has helped me significantly. Reviewed on: 11th April 2023

Amazing bank

Love everything about Monzo. Fantastic customer service and community engagement, along with lots of innovative products. Reviewed on: 11th April 2023

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