Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19422)

Monzo makes life easy

5
Everything about Monzo just makes your life easier. So pleased I switched ! Reviewed on: 11th April 2023

Great brand and bank

5
Always great customer service, accessible features and new and exciting product launches Reviewed on: 11th April 2023

Limitless!

5
Great for travelling and the day-2-day Reviewed on: 11th April 2023

Love the interest rate

5
Monzo moved faster than any of my other banks to offer the best rate Reviewed on: 11th April 2023

The best online bank ever

5
Money made easy with Monzo. With just a few clicks, do absolute anything with your bank account without worrying about the safety. Highly recommend if you wanna sort your finances. Reviewed on: 11th April 2023

The best bank

5
Great account and app, better than any mainstream bank and I have used the vast majority for personal and business banking. There are brilliant budgeting tools and it’s very easy to see recurring payments, would highly recommend. Reviewed on: 11th April 2023

Amazing company, amazing brand

5
Everything is so easy and fun with Monzo. I absolutely love it Reviewed on: 11th April 2023

Monzo

4
App works well - far better than traditional banks. Social Media is miles ahead! Reviewed on: 11th April 2023

Amazing since day 1

5
Moved to Monzo since having numerous issues with another high street bank. If there been any issues they have been fast to react. Now use them for my main account and also have a joint one for household bills Reviewed on: 11th April 2023

Best banking app ever

5
Great UI and UX, fast loading, intuitive. Easy to access and view statistics of spending. Reviewed on: 11th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1144 reviews
    Monzo
    View all products