Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

View other Monzo products

4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Best.Bank.Ever

Simple, inclusive, a step ahead of the rest! Reviewed on: 11th April 2023

Monzo has changed my life

Switching to a Monzo account has been a game changer for me. For once in my life I am able to budget well and save money and have a really clear and accurate management plan of my finances. I use the app every single day. Reviewed on: 11th April 2023

Love Monzo! An ADHD saviour

Never in my life have I been able to save money, using Monzo changed that. Monzo supports every aspect with their pots to break up your money and motivate your saving using round ups and interest, scheduled payment views so I can feel relaxed I'm in control, great customer support, no need to get Euros exchanged - just use monzo! There are a million and one reasons why I love them and tell everyone to get on board with them - best bank hands down Reviewed on: 11th April 2023

Very good bank

Really like their pots. Their customer service is always very responsive. They could do with upgrading their ‘premium’ account offering though. Interest rate on offer is pitiful. Reviewed on: 11th April 2023

Looking good

It makes me feel more positive about my money. I like how I can organise everything. It is easy to operate. Happy customer. Reviewed on: 11th April 2023

Amazingly Simple, Incredibly Versatile

Monzo is an amazing app that functions just as it should. You can always tell a bad app, but a good app is one you never think about as it never goes wrong! Love love love Monzo bank. Thanks for everything you do! Reviewed on: 11th April 2023

Amazing bank

Love monzo always used it amazing bank Reviewed on: 11th April 2023

Brilliant... exactly what a bank should be

Monzo could and should rewrite all of the marketing clichés. They 'do exactly what it says on the tin', 'they're great'. 'There are things in life that money can't buy, but for everything else there is monzo flex'. Bank with someone else? 'Should've gone to Monzo'. So if you are thinking of switching, I say 'just do it' because 'I'm loving it!' Treat yourself, I did, 'because I'm worth it' Reviewed on: 11th April 2023

Monzo 5*

Monzo is great - the best bank I have been with and I have recommended to many friends :) Reviewed on: 11th April 2023

Best digital bank EVER

As an international student traveling for my masters during the peak of Pandemic, it was almost impossible to start a bank account. Monzo's app made it easy to open one in a few steps using my BRP and voila, the iconic neon card was already in my postbox after a few days. I use Monzo for every transaction, and even when I'm travelling overseas. Reviewed on: 11th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Reward Platinum Account
from NatWest 4.76 from 451 reviews
Current Account
from CAF Bank 1.79 from 61 reviews
Current account
from Halifax 4.18 from 982 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub