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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

A bank account powered by tech

5
Couldn't cope without monzo these days, rather than a legacy bank that's trying to adopt new tech monzo was built with tech in mind right from the start and you can tell the difference. Love the app, pots have changed my finances completely and I've now even managed to get my savings in order at a decent rate. Haven't dealt with customer services much which is a good thing, but when I've had the need they've always been responsive, cheerful and got the query sorted without having to leave the app even on weekends. Reviewed on: 11th April 2023
Wayne Pyrah's avatar
Wayne Pyrah

Got it all

5
Monzo Banking comes with ease, speed, reliability, and fun! It has it all, in one place, for all to use. Reviewed on: 11th April 2023
Abigail's avatar
Abigail

Reliable and fast

5
Ive been a Monzo current account holder since it’s beta launch in 2015. The interface works seamlessly, the online support has been responsive and reliable, especially when I tried to recover money due to a fraudulent payment. Limited non sterling transaction fees are always a bonus when travelling abroad. This is what all banks should look and function like. Reviewed on: 11th April 2023
MK's avatar
MK

Just hands down different

5
Just heads and tails above the rest. Great for anyone who struggles to manage with budgets. As an accountant and money coach at a local school I cannot recommend them enough. Reviewed on: 11th April 2023
Stephen Dagnall's avatar
Stephen Dagnall

Best Bank!!

5
Since i signed up i have never used any banking app. Never had any issues and even if you have a question regarding anything to do with banking, you can use the chat feature. Would advise anyone not using Monzo to get involved! Wesley Angus Reviewed on: 11th April 2023
Wezorwezza's avatar
Wezorwezza

A great bank

5
Monzo is easy to set up, use and the app is highly functional. Reviewed on: 11th April 2023
Avraham Grant's avatar
Avraham Grant

Fantastic bank

5
Good service from Monzo bank amazing communication Reviewed on: 11th April 2023
mohamedchaab7@hotmail.com's avatar
[email protected]

Thought banks were all the same

5
Honestly until Monzo I thought all banks were the same. Hard to get hold of in emergencies, with slow outdated apps, and no features other than “Paperless Billing”. Monzo’s features are a lifesaver, they’ve helped me save and manage my money better. I think a lot of banks could learn a lot from Monzo in that people want more from their banks. Reviewed on: 11th April 2023
D. Osborne's avatar
D. Osborne

Love Monzo!

5
Easy to use, gives me everything I need Reviewed on: 11th April 2023
Jc 's avatar
Jc

Great everyday spending and saving

5
Monzo makes things easy. Their app is easy to use and intuitive. It tracks my spending and saving, and makes it easy for me to understand how far away I am from meeting my goals (and how much I have left in my discretionary spend for the week!). The willingness to pass on interest to it's customers savings accounts shows integrity and why they're the Best British Bank currently operating and deserve to win the Best British Bank Award for 2023! Reviewed on: 11th April 2023
David M's avatar
David M

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