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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Words about how good Monzo is

Monzo is good at keeping my money where I leave it, helping me see where it has gone when I spend it and also they’re good at making me laugh when I read their LinkedIn posts. I wouldn’t waste my time with any other bank now. Reviewed on: 11th April 2023

The bank I always dreamed of

It feels like Monzo was made just for me. I enjoy using a number of their products, and the current account on my phone works amazingly well. I can bank securely, with great money management tools always to hand. Reviewed on: 11th April 2023

A bank for the future

Everything is easy , quick and designed around the customer. Reviewed on: 11th April 2023

Beat current account

Features like being able to split the bill with your friends, or set up a running tab with a group make life so easy! 3 of us used it our whole trip in Barcelona and it only took seconds to settle up! The free use of the card abroad is also another winner and that's why I recommended it to my friend for the trip Reviewed on: 11th April 2023

Really easy to use

Really easy to use. Simply brill Reviewed on: 11th April 2023

Fantastic Bank

They are very responsive and the app is easy to manoeuvre Reviewed on: 11th April 2023

Easy banking and great customer service.

The Monzo banking app is really easy to use, and the notifications help me manage my finances, which can be difficult for me as I am neurodivergent. They reach out if you go over your limit and the customer care team are very helpful and responsive. I feel like this bank actually cares about its customers. Reviewed on: 11th April 2023

Best Bank Around!

I love being a Monzo Bank customer! Reviewed on: 11th April 2023

The perfect bank!

Honestly the easiest and most straight forward bank to use! No fluff, beautiful design and awesome features! Keep it up Monzo ;) Reviewed on: 11th April 2023

Beautifully simple banking

I moved to Monzo from a "traditional" bank and was amazed at how Monzo incorporated customer-centricity into their offering. Reviewed on: 11th April 2023

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