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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Amazing

5
Would highly recommend!! The app is very easy to use and managing my money using their free insights tool has helped me significantly. Reviewed on: 11th April 2023
Jamie's avatar
Jamie

Amazing bank

5
Love everything about Monzo. Fantastic customer service and community engagement, along with lots of innovative products. Reviewed on: 11th April 2023
Matt's avatar
Matt

Best.Bank.Ever

5
Simple, inclusive, a step ahead of the rest! Reviewed on: 11th April 2023
Alex's avatar
Alex

Monzo has changed my life

5
Switching to a Monzo account has been a game changer for me. For once in my life I am able to budget well and save money and have a really clear and accurate management plan of my finances. I use the app every single day. Reviewed on: 11th April 2023
VikkiMRyan's avatar
VikkiMRyan

Love Monzo! An ADHD saviour

5
Never in my life have I been able to save money, using Monzo changed that. Monzo supports every aspect with their pots to break up your money and motivate your saving using round ups and interest, scheduled payment views so I can feel relaxed I'm in control, great customer support, no need to get Euros exchanged - just use monzo! There are a million and one reasons why I love them and tell everyone to get on board with them - best bank hands down Reviewed on: 11th April 2023
Harley Seiderer's avatar
Harley Seiderer

Very good bank

5
Really like their pots. Their customer service is always very responsive. They could do with upgrading their ‘premium’ account offering though. Interest rate on offer is pitiful. Reviewed on: 11th April 2023
Adam's avatar
Adam

Looking good

5
It makes me feel more positive about my money. I like how I can organise everything. It is easy to operate. Happy customer. Reviewed on: 11th April 2023
Rebecca 's avatar
Rebecca

Amazingly Simple, Incredibly Versatile

5
Monzo is an amazing app that functions just as it should. You can always tell a bad app, but a good app is one you never think about as it never goes wrong! Love love love Monzo bank. Thanks for everything you do! Reviewed on: 11th April 2023
Euan Taylor's avatar
Euan Taylor

Amazing bank

5
Love monzo always used it amazing bank Reviewed on: 11th April 2023
Matt Johnson's avatar
Matt Johnson

Brilliant... exactly what a bank should be

5
Monzo could and should rewrite all of the marketing clichés. They 'do exactly what it says on the tin', 'they're great'. 'There are things in life that money can't buy, but for everything else there is monzo flex'. Bank with someone else? 'Should've gone to Monzo'. So if you are thinking of switching, I say 'just do it' because 'I'm loving it!' Treat yourself, I did, 'because I'm worth it' Reviewed on: 11th April 2023
John Lloyd's avatar
John Lloyd

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