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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo 5*

5
Monzo is great - the best bank I have been with and I have recommended to many friends :) Reviewed on: 11th April 2023
Ellie's avatar
Ellie

Best digital bank EVER

5
As an international student traveling for my masters during the peak of Pandemic, it was almost impossible to start a bank account. Monzo's app made it easy to open one in a few steps using my BRP and voila, the iconic neon card was already in my postbox after a few days. I use Monzo for every transaction, and even when I'm travelling overseas. Reviewed on: 11th April 2023
Vinu Polly's avatar
Vinu Polly

Words about how good Monzo is

5
Monzo is good at keeping my money where I leave it, helping me see where it has gone when I spend it and also they’re good at making me laugh when I read their LinkedIn posts. I wouldn’t waste my time with any other bank now. Reviewed on: 11th April 2023
BC's avatar
BC

The bank I always dreamed of

5
It feels like Monzo was made just for me. I enjoy using a number of their products, and the current account on my phone works amazingly well. I can bank securely, with great money management tools always to hand. Reviewed on: 11th April 2023
Rob's avatar
Rob

A bank for the future

5
Everything is easy , quick and designed around the customer. Reviewed on: 11th April 2023
Tom's avatar
Tom

Beat current account

5
Features like being able to split the bill with your friends, or set up a running tab with a group make life so easy! 3 of us used it our whole trip in Barcelona and it only took seconds to settle up! The free use of the card abroad is also another winner and that's why I recommended it to my friend for the trip Reviewed on: 11th April 2023
Emma Kelwin's avatar
Emma Kelwin

Really easy to use

5
Really easy to use. Simply brill Reviewed on: 11th April 2023
Joe Cool's avatar
Joe Cool

Fantastic Bank

5
They are very responsive and the app is easy to manoeuvre Reviewed on: 11th April 2023
olabooye@yahoo.com's avatar
[email protected]

Easy banking and great customer service.

5
The Monzo banking app is really easy to use, and the notifications help me manage my finances, which can be difficult for me as I am neurodivergent. They reach out if you go over your limit and the customer care team are very helpful and responsive. I feel like this bank actually cares about its customers. Reviewed on: 11th April 2023
Liv's avatar
Liv

Best Bank Around!

5
I love being a Monzo Bank customer! Reviewed on: 11th April 2023
Steven Watson's avatar
Steven Watson

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