Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

View other Monzo products

4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Brilliant bank!

Easy to use and set up, most secure account I have ever had! I managed to save my house deposit thanks to Monzo, I could not have managed otherwise! Thank you! Reviewed on: 11th April 2023

Amazing bank

Simple, smart and intuitive app. Love seeing trends and the data is very insightful with lots of links to help pages and info on certain topics. Best bank I've ever been with. Reviewed on: 11th April 2023

Perfect banking experience

I have been with Monzo since before it was Monzo and have always found it an entirely seamless banking experience. Reviewed on: 11th April 2023

Easy to use, great customer service and constant product improvements

Ive used monzo for at least 5 years now and ive never had a bad experience with them. There customer support is very accessible and they always solve problems. The UI is great and easy to use and they are always releasing great product updates. Reviewed on: 11th April 2023

Great Bank

Smoothless transactions, budgeting at your fingertips. The best bank I have ever been a customer of Reviewed on: 11th April 2023

Amazing experience!

Been a loyal customer since 2019 and I recommend Monzo to all my friends. Can't believe I get excited about a bank! Reviewed on: 11th April 2023

How banking should be

Superb experience with Monzo. From onboarding, to everyday use (spending and saving), cannot ask for more Reviewed on: 11th April 2023

Just easy

Everything is so easy with Monzo. No stress. No hassle. Makes banking easy. Reviewed on: 11th April 2023

I recommend to everyone!

Customer service is amazing. I had a strange transaction on my account. Contacted CS who froze card immediately, refunded the transaction, sent me a new card and explained how I could create a virtual card to use online while I waited for a new card to arrive. Faultless. Reviewed on: 11th April 2023

Mono - great bank, does what is says it will do

They respond to problems and clear up their mess and are easy to use. Reviewed on: 11th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student 20 Account
from Bank of Ireland 0.00 from 0 reviews
Ultimate Reward Current Account
from Halifax 3.94 from 101 reviews
Classic Plus Account
from TSB 3.87 from 179 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub