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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

From top-up to top-dog

I took a chance in the Monzo beta and jumped at the chance for a current account with them. I've not looked back since! Reviewed on: 11th April 2023

Simply the best

Ever since I got Monzo, I knew I would never go back to a different provider. Their UI is clean and easy to follow, their support team is always happy to help, and I'm just impressed by their marketing team for making relevant and relatable content. I've been with Monzo for 4-ish years, and I can say that they make my life easier in ways I did not know I needed. Thank you for being awesome. Reviewed on: 11th April 2023

Amazing

Amazing experience, would recommend to everyone Reviewed on: 11th April 2023

Monzo is everything you want from a business

I've been with Monzo a number of years and had consistently positive experiences. They have consistently been at the forefront of both innovation and openness with consumers and these facets keep me a loyal customer and have led me to recommend Monzo to family and friends. Reviewed on: 11th April 2023

My one stop shop for my finances

A really user friendly app that let's you bring all of your accounts into the one place (with a good collection of other providers unlike some others). Great that they are now providing a decent interest rate too. Reviewed on: 11th April 2023

Monzo's ease of use saves time and stress

Have had Monzo for nearly a decade and has made my banking experience easy and stress free Reviewed on: 11th April 2023

Brilliant bank

Monzo have never let me down, have super fast customer service and great options for savings accounts. Reviewed on: 11th April 2023

Best bank in the world

Monzo back is a contry mile in front off any bank Reviewed on: 11th April 2023

Great bank with great products

Love using the app. It has changed the way my wife and I use and think about money. Reviewed on: 11th April 2023

Could not live without it

A bank which is designed and operates with customers in mind. I feel thoroughly supported in handling my finances and value the transparency with no hidden fees or weird conditions. Each time i’ve had to contact customer service, the representative on the other end of the phone has been friendly and explained things clearly. I can’t think of life without it!:) Reviewed on: 11th April 2023

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