Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

View other Monzo products

4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

The way a bank should be

Banking with Monzo is as it should be. Simple, transparent, helpful and modern. Other banks should have taken notice from them by now but it seems they are still asleep at the wheel. Reviewed on: 11th April 2023

THE BEST BANK

Who doesnt love monzo! Its the best most user friendly bank ever Reviewed on: 11th April 2023

Business & Personal Satisfaction!

I have a business and personal current account with Monzo, not to mention the handy pots and metal cards! Keep being fabulous Monzo! Take them high street banks by storm ♥️ Reviewed on: 11th April 2023

Best App for Students

I was first introduced to Monzo nearly 5 years ago and have never switched providers. Always improved their services and UI/UX design - still using it through my post-grad! Reviewed on: 11th April 2023

MONZO is the BEST!

From UI/UX to customer support and everything and anything in between MONZO does an outstanding job! I can't think of anyone else deserving this award more.. Reviewed on: 11th April 2023

Changed my view of banks

Simple, easy and helpful. Banks offer financial services so why settle for a poor customer service. Monzo fixes this Reviewed on: 11th April 2023

Since the invite only days

I have been a Monzo customer since the early days when they were so secrete you could only join by invite. I haven't consider any other options since. Their banking operations for current accounts is very efficient, versatile and convenient. Reviewed on: 11th April 2023

A bank like no other

Since I got my Monzo Account, I've moved away from every other bank I had an account with. Monzo have been great for my Joint Account with my girlfriend to using it abroad. Never had an issue with them at all. Reviewed on: 11th April 2023

Exceptional vulnerable customer service

As a vulnerable customer. I don’t see Monzo as my bank, I see them as an extension of my family. They are so supportive. Their advisors are compassionate, caring and understanding of personal needs and requirements. I could not function without them and I can never thank them enough Reviewed on: 11th April 2023

Great bank overall

We use Monzo for our day to day activities and it is where we have our joint accounts, and I have never had an issue with them at all. Great service and professionalism overall. Reviewed on: 11th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Norwich and Peterborough Building Society 2.96 from 8 reviews
Current Account
from permanent tsb 2.06 from 15 reviews
Personal account
from Revolut 4.93 from 92099 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub