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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo

5
Great app and bank - really easy to navigate around the app. Reviewed on: 11th April 2023
Jaroslav Kubacak's avatar
Jaroslav Kubacak

Monzo

5
Monzo make managing my finances easy. The app is so easy to use and means I rarely need to actually interact with them as a bank. The ability to, if I want to, see all my other accounts in one place is a game changer. Reviewed on: 11th April 2023
Ben's avatar
Ben

Brilliant bank!

5
Easy to use and set up, most secure account I have ever had! I managed to save my house deposit thanks to Monzo, I could not have managed otherwise! Thank you! Reviewed on: 11th April 2023
Margherita Virdis's avatar
Margherita Virdis

Amazing bank

5
Simple, smart and intuitive app. Love seeing trends and the data is very insightful with lots of links to help pages and info on certain topics. Best bank I've ever been with. Reviewed on: 11th April 2023
Laura B's avatar
Laura B

Perfect banking experience

5
I have been with Monzo since before it was Monzo and have always found it an entirely seamless banking experience. Reviewed on: 11th April 2023
Simon's avatar
Simon

Easy to use, great customer service and constant product improvements

5
Ive used monzo for at least 5 years now and ive never had a bad experience with them. There customer support is very accessible and they always solve problems. The UI is great and easy to use and they are always releasing great product updates. Reviewed on: 11th April 2023
Chris's avatar
Chris

Great Bank

5
Smoothless transactions, budgeting at your fingertips. The best bank I have ever been a customer of Reviewed on: 11th April 2023
Fabrice Kayugi's avatar
Fabrice Kayugi

Amazing experience!

5
Been a loyal customer since 2019 and I recommend Monzo to all my friends. Can't believe I get excited about a bank! Reviewed on: 11th April 2023
Anonymous's avatar
Anonymous

How banking should be

5
Superb experience with Monzo. From onboarding, to everyday use (spending and saving), cannot ask for more Reviewed on: 11th April 2023
George's avatar
George

Just easy

5
Everything is so easy with Monzo. No stress. No hassle. Makes banking easy. Reviewed on: 11th April 2023
Gabby's avatar
Gabby

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