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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Everything I need & More

Since signing up to be on the waitlist for a Monzo account, I have been nothing short of impressed by Monzo’s product and services. Monzo is a brand that I have grown to love, and one that I’ll recommend to anyone who is willing to listen to the endless list of reasons as to why it’s the only account you need! The features in my account app have improved over the years, making my life easier. Monzo has reduced awkward money conversations by app functionality and made boring/scary finance ‘life admin’ fun and more manageable. It is everything I need and more. Reviewed on: 11th April 2023

Great bank

Super easy to use and great app. Easy to set up saving pots and view spending trends Reviewed on: 11th April 2023

The new leader in banking

Monzo seriously is the new leader in banking. All these global highstreat banks that have been around for years and years are loosing to one of the new guys on the block that is clearly showing them how banking should be. they will soon all fall behind. Reviewed on: 11th April 2023

Love Monzo!

I’ve been with a lot of the major banks of the years.. HSBC, Barclays, Virgin, TSB I can tell you now Monzo is by far the best. They are 21st century, using modern technology within the app providing data you can actually use.. and also the wages the day before payday are amazing aswell.. I’ve just done a current account switch from TSB.. and I’ll never go back. Reviewed on: 11th April 2023

Monzo changed banking!

I didn’t even know banking can be done SO easy! Honestly Monzo’s customer service, products, and app are unlike any other bank or even product I’ve seen. They are there to support you if something goes wrong, super friendly people on cx, and honestly their app is faultless. Monzo premium also includes all the insurance you might need when you travel and Monzo flex is one of the best things ever. I know how this review sounds, but honestly can’t praise them enough. I reccomend Monzo to everyone - but sadly no referrals for me, because everyone I bloody know is on Monzo anyway. Reviewed on: 11th April 2023

East Banking

Great app easy to use, thumbs up from me ! Reviewed on: 11th April 2023

Best bank Ive ever had

Without doubt, the easiest to use and most customer friendly bank I’ve used, like having personal banking without the public school boys! Reviewed on: 11th April 2023

Banking made easy

Brilliant intuitive app which makes managing finances easy. Reviewed on: 11th April 2023

Great service and app features!

Excellent features and constantly updated app. Reviewed on: 11th April 2023

Great

UI is fab. Interest rates are good Reviewed on: 11th April 2023

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