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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

I love everything about Monzo

5
Seriously. My love affair started with the Orange (they rather pompously call it “Coral”) debit card and continued with the amazing app, innovations within the app that helped me shut the door on a 18 year fear of looking at my bank balance. Easy to use. Offering plenty of features and making bank accounts sexy, I’d recommend Monzo to anyone. Reviewed on: 11th April 2023
JustinT's avatar
JustinT

Best bank!

5
Best bank I’ve ever used, I wouldn’t go back to any other bank now. Reviewed on: 11th April 2023
MBedd's avatar
MBedd

Great bank, great marketing!

5
Banking made simple and for normal people. Love all the features, spending controls, pots, etc, plus the human touch of their communications is very much appreciated! Love reading their LinkedIn posts and comments on the app updates, Monzo fan all the way! Reviewed on: 11th April 2023
Pia's avatar
Pia

Best challenger bank

5
Great bank. Great company. Great service. Everything you need in a bank x Reviewed on: 11th April 2023
Janet's avatar
Janet

Wonderful

5
Simply wonderful! The app is so easy and I love the ability to see many accounts Reviewed on: 11th April 2023
Kamil Armacky's avatar
Kamil Armacky

Best bank

5
I recommend Monzo to EVERYONE. Get paid early, pots, great savings rates, open banking, bill splitting - all BRILLIANT Reviewed on: 11th April 2023
Kathy G's avatar
Kathy G

Monzo is by far the best bank out there

5
Monzo is by far the best best out there right now. it’s flexibility, it’s amazing customer service, all the added features and you can’t forget their great social media team that constantly just get it right on LinkedIn. Amount of people I’ve recommended Monzo to over the years and they use it as their main bank is astonishing. Great work Monzo! Reviewed on: 11th April 2023
Brad_stant's avatar
Brad_stant

Great for budgeting, competitive lending

5
Monzo is truly great for quick and easy budgeting, showing you exactly how much you've got left to spend until the next payday (and taking into account upcoming payments) It also offers competitive savings accounts and great credit-building tools like its Flex card, that isn't as predatory as other forms of credit ❤️ Reviewed on: 11th April 2023
Henriette Stoll's avatar
Henriette Stoll

It does exactly what a bank should do whilst keeping it simple

5
Monzo always has the customer at the heart of everything it does. Reviewed on: 11th April 2023
Rosie 's avatar
Rosie

Best overall UI and featires

5
Really nice features and clean and clear UI Reviewed on: 11th April 2023
Hamza Mir's avatar
Hamza Mir

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