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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

How banking should be

I tell everyone about Monzo and can't believe people still use traditional banks. Its changed the way I manage my mo ey and I'm sure its made me better off as a result. Reviewed on: 11th April 2023

How every bank should be

Great app, great service. Name a bank could set up a personal current account for my other half, deliver the card, activate their personal account and then create and deliver both debit cards for our joint account within 4 working days, having just launched joint accounts? Reviewed on: 11th April 2023

Amazing bank, great app

The app really helps manage your money. Banking and budgeting all in one place! Reviewed on: 11th April 2023

The best way to bank

You will never need anything else again from a business bank account - the best UX I’ve ever seen and the most friendly customer service. Reviewed on: 11th April 2023

Does what it says on the tin.. with flair

Great, friendly and interactive. Love their social presence, useful app, only let down by their focus on digital currency (low cash machine withdrawal limits and ridiculously low cash deposit limits) Reviewed on: 11th April 2023

Brilliant confident and easy to use

The Monzo experience mainly the app allows much better control over my money compared to the mainstream banks. I can easily check search and filter transaction from the accounts opening date with is very useful. Reviewed on: 11th April 2023

Groundbreaking

Monzo has made banking simpler, more reliable and clear! I know exactly how much I have saved, how much to spend (the even forecast my spending habits) and they also offer me competitive products like insurances through Monzo Premium! They’re amazing and what all banks should be like. Reviewed on: 11th April 2023

So easy and user friendly

I love Monzo as it's so simple to use and makes saving super easy! Reviewed on: 11th April 2023

So useful for abroad

No charges abroad which is amazing Reviewed on: 11th April 2023

I stand by my recommendation!

Having raved about Monzo, I am so confident that my friends and family will love them as much as me that I recommended them whenever I can! Reviewed on: 11th April 2023

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