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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Perfect

5
I'm very pleased service Monzo, I have fine experience Reviewed on: 11th April 2023
Yuliia 's avatar
Yuliia

Monzo makes you a Customer for Life!

5
I've been using Monzo since 2018 and have seen the bank and app go from strength to strength. I can't wait to see Monzo strengthen their loan position and build out a competitive credit card. Reviewed on: 11th April 2023
CPBanker's avatar
CPBanker

Amazing bank

5
Used Monzo for a few years and banking has never been easier, so many useful features and innovations Reviewed on: 11th April 2023
CSars's avatar
CSars

Best. Bank. Ever.

5
Monzo has changed the banking game and I’ve never been able to manage my money better than before. The user experience is the best ever, the pots and security are just a few of my favourite things about Monzo Reviewed on: 11th April 2023
Michelle's avatar
Michelle

THE BEST BANK GOING! GET YOU MONZOOOOOO ON TODAY! - also I just

5
Are you tired of feeling like just another number at your bank? Look no further than Monzo! This innovative banking app has revolutionized the way I manage my money, and I couldn't be happier. Before Monzo, I was constantly frustrated with my traditional bank's lacklustre customer service and outdated technology. It seemed like my concerns were never heard, and I was left feeling like just another face in the crowd. But with Monzo, I finally feel like my financial needs are being met in a personalized and meaningful way. The app itself is sleek, intuitive, and easy to use. I love being able to see exactly how much I've spent and where my money is going, all in real-time. And with Monzo's budgeting tools and savings features, I feel like I have a better handle on my finances than ever before. But what really sets Monzo apart is their customer service. Any time I've had a question or concern, their support team has been quick to respond and incredibly helpful. I feel like they truly care about me as a customer, and that's a rare feeling these days. Overall, I would highly recommend Monzo to anyone looking for a banking experience that's modern, user-friendly, and personalized. They've taken the pain out of banking and made it something actually to look forward to. Five stars, no question! Reviewed on: 11th April 2023
Stewart Nelson's avatar
Stewart Nelson

Amazing!

5
I love to bank with Monzo. The best bank I have ever had. Reviewed on: 11th April 2023
Marco Quintana's avatar
Marco Quintana

Refreshing banking

5
Before Monzo, for me, and lots of people I know, including some employees of High Street banks, banking was major hassle and frustration. So thankful for the invention of Monzo, click, flick, flick, click, done. Easy, peasey. With love from Marj x Reviewed on: 11th April 2023
Marj Lunn's avatar
Marj Lunn

no hassle no fuss

5
brilliant service on the few times I have had to interact with customer service, app experience is seamless and without issues with information easy to find, so very rarely even need to contact customer services Reviewed on: 11th April 2023
Rizwan Bhatti's avatar
Rizwan Bhatti

As it should be

5
Banking can’t get any easier. Feels like I’ve met my forever after bank. Reviewed on: 11th April 2023
Ylva's avatar
Ylva

Amazing app!

5
Love this app helps me budget my money so easily Reviewed on: 11th April 2023
Alice's avatar
Alice

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