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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Fantastic

Great experience of how banks should be. I especially love the round up feature, which is linked to a savings account. Reviewed on: 11th April 2023

Excellent experience!

Easy to open and we love the Premium current account, great value for money and the mobile phone insurance is brilliant! Reviewed on: 11th April 2023

Just perfect

Not much more that needs to be said. Everything you could possibly want out of a bank. Reviewed on: 11th April 2023

Simple, Easy, Fuss Free Banking

The title says it all. Great app. Super speedy payments. Great bank. Reviewed on: 11th April 2023

Long time user

Have enjoyed using Monzo for many years and have found it an easy and safe platform so far! Reviewed on: 11th April 2023

Game Changer

The easiest banking experience ever! Reviewed on: 11th April 2023

Brilliant, fun and insightful

Monzo helps me manage my money like no other place on earth Reviewed on: 11th April 2023

No1 fan, truly changed the way I see banking!

What a simple yet effective way to bank. With the colours and the categories it helps me create a seem less budget for myself and helps me safe just so effortless! Reviewed on: 11th April 2023

Best bank

The best most innovative bank out! Reviewed on: 11th April 2023

Monzo are the best

Most banks just do ads that make them seem human, Monzo walk the walk. Reviewed on: 11th April 2023

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