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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Awesome bank with great service

5
Awesome bank with great service. My current account and savings account is with Monzo and loving it. Keep shipping new features! Reviewed on: 11th April 2023

Perfectly pink

5
In my pocket is a Monzo card, A bank that's always on guard. With friendly icons and a bright design, Managing money is always fine. From spending alerts to budgeting goals, Monzo has all the tools to control My finances with ease and delight, Making money management a clear sight. In my wallet, Monzo is ace, A bank that's modern and in my good grace. So cheers to Monzo, my bank of choice, My financial journey has found its voice. Reviewed on: 11th April 2023

Banking how it should be

5
Monzo appeals to any person in need of a current account. Their app is amazing and you don’t have to pay any fees for the majority of their services. Keep doing what you’re doing! Reviewed on: 11th April 2023

Super seamless

5
App fantastic, very easy to use with good features. Customer support brilliant Reviewed on: 11th April 2023

Amazing bank

5
Honestly the best.. so easy and manageable to use Reviewed on: 11th April 2023

No1 Bank

5
Monzo mobile app is so user friendly so straightforward to use and splitting the bill between other Monzo people makes night out hassle free! Reviewed on: 11th April 2023

Simply the BEST!

5
In my view, Monzo is, by far, the best for all banking needs. Helpful, friendly and efficient. Hats off to Monzo…you set the standards! Reviewed on: 11th April 2023

An everyday staple

5
From the way I pay, the way I split bills with friends to the way I organise my finances, Monzo is engrained into my everyday convenient banking habits. Reviewed on: 11th April 2023

Best Bank in the UK

5
I've been using Monzo for around 4 years now, the experience has been incredible and completely changed my relationship with banking. Reviewed on: 11th April 2023

Never let me down

5
Outstanding customer service. Been using Monzo for the past 4 years now and they have never let me down. Reviewed on: 11th April 2023

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