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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Amazing bank

Used Monzo for a few years and banking has never been easier, so many useful features and innovations Reviewed on: 11th April 2023

Best. Bank. Ever.

Monzo has changed the banking game and I’ve never been able to manage my money better than before. The user experience is the best ever, the pots and security are just a few of my favourite things about Monzo Reviewed on: 11th April 2023

THE BEST BANK GOING! GET YOU MONZOOOOOO ON TODAY! - also I just

Are you tired of feeling like just another number at your bank? Look no further than Monzo! This innovative banking app has revolutionized the way I manage my money, and I couldn't be happier. Before Monzo, I was constantly frustrated with my traditional bank's lacklustre customer service and outdated technology. It seemed like my concerns were never heard, and I was left feeling like just another face in the crowd. But with Monzo, I finally feel like my financial needs are being met in a personalized and meaningful way. The app itself is sleek, intuitive, and easy to use. I love being able to see exactly how much I've spent and where my money is going, all in real-time. And with Monzo's budgeting tools and savings features, I feel like I have a better handle on my finances than ever before. But what really sets Monzo apart is their customer service. Any time I've had a question or concern, their support team has been quick to respond and incredibly helpful. I feel like they truly care about me as a customer, and that's a rare feeling these days. Overall, I would highly recommend Monzo to anyone looking for a banking experience that's modern, user-friendly, and personalized. They've taken the pain out of banking and made it something actually to look forward to. Five stars, no question! Reviewed on: 11th April 2023

Amazing!

I love to bank with Monzo. The best bank I have ever had. Reviewed on: 11th April 2023

Refreshing banking

Before Monzo, for me, and lots of people I know, including some employees of High Street banks, banking was major hassle and frustration. So thankful for the invention of Monzo, click, flick, flick, click, done. Easy, peasey. With love from Marj x Reviewed on: 11th April 2023

no hassle no fuss

brilliant service on the few times I have had to interact with customer service, app experience is seamless and without issues with information easy to find, so very rarely even need to contact customer services Reviewed on: 11th April 2023

As it should be

Banking can’t get any easier. Feels like I’ve met my forever after bank. Reviewed on: 11th April 2023

Amazing app!

Love this app helps me budget my money so easily Reviewed on: 11th April 2023

I love everything about Monzo

Seriously. My love affair started with the Orange (they rather pompously call it “Coral”) debit card and continued with the amazing app, innovations within the app that helped me shut the door on a 18 year fear of looking at my bank balance. Easy to use. Offering plenty of features and making bank accounts sexy, I’d recommend Monzo to anyone. Reviewed on: 11th April 2023

Best bank!

Best bank I’ve ever used, I wouldn’t go back to any other bank now. Reviewed on: 11th April 2023

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