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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Safe, secure and simple

5
A great account, with a simple and intuitive app. I feel secure in knowing my finances are safe in their hands Reviewed on: 11th April 2023

Monzo is great

5
Monzo is great - good features and good use of pots for savings Reviewed on: 11th April 2023

Great features!

5
I really like the features that Monzo provides and can easily find anything I need in a single app. I love ‘get paid early’ feature which is totally free. Reviewed on: 11th April 2023

Amazing.

5
Offer products in a bundle that perfectly suit my needs. Reviewed on: 11th April 2023

The best of banking made simple

5
I have been a customer of Monzo for a while now, made apparent by an invitation from a friend. The service, support, product and vision is second to none. Reviewed on: 11th April 2023

An insightful customer focused bank

5
The bank offers a hassle free experience with in-depth insights if you choose to do it. You can organise your every penny. I like that level of control which other physical banks just don't do. Reviewed on: 11th April 2023

Simply the best

5
Amenable and supportive - just when I’ve needed you Thank you Reviewed on: 11th April 2023

Best bank out there

5
Monzo looks amazing, their app is very user friendly and the customer service is superb-quick and efficient. Reviewed on: 11th April 2023

Productive bank!

5
Amazing customer service, excellent innovation and brilliant social media presence. Fully deserved. Reviewed on: 11th April 2023

The best and smoothest bank app and cars

5
Banking in a simple way. They don’t have too many products, the best for starting adult bank life and money management. I just love it! Reviewed on: 11th April 2023

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