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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

The Bank we all needed growing up

5
Being a Monzo customer has made me more of a so-called responsible adult. The banking app has made budgeting easier, saving easier and paying bills and people easier. Thr team behind the coral are always so responsive, friendly and don't treat you like an idiot. Finally and funnily, Monzo have the best social media team of any institution! Reviewed on: 11th April 2023
ronica3131's avatar
ronica3131

The best experience in banking

5
Monzo made the banking easy and the app is too user friendly with very simple design. Not even a single issue experienced since started using Monzo. I recommend this to all my friends and colleagues:) Reviewed on: 11th April 2023
Udaya Siva Tanelanka's avatar
Udaya Siva Tanelanka

Get paid early

5
Receive your salary early, also easily pay with instalments using flex Reviewed on: 11th April 2023
Evan Hylands's avatar
Evan Hylands

Best bank ever!

5
I always use Monzo when I go abroad and it’s been super easy and convenient! Reviewed on: 11th April 2023
Han Yun's avatar
Han Yun

Never looked back

5
I was introduced to Monzo in 2019 and have never looked back. Super user friendly, love how you can split bills & have different saving pots, there just is no other bank account like it! Reviewed on: 11th April 2023
Ceri 's avatar
Ceri

Best bank

5
Monzo is a game changer in the banking sector. Finally, it feels like a bank has come along and based their offering on what real people need. Their technology is brilliant, customer service is fab, and they’re people-centric Reviewed on: 11th April 2023
Rachel Newby's avatar
Rachel Newby

Monzo - disrupting the hum drum of banking!

5
I always hated interacting with banks, they were stuffy, difficult, you always had maximum inconvenience for the simplest of transactions….thank goodness for Monzo for putting the customer at the centre of their thinking! Reviewed on: 11th April 2023
Joanne Hill's avatar
Joanne Hill

Does exactly what you want from your bank

5
Love the clear and concise view of all my accounts, plus constantly adding great features. What's not to like? Reviewed on: 11th April 2023
Josh Thody's avatar
Josh Thody

Smashing

5
I cannot fault Monzo. Everything is easy, simple and just works every time. The apps is incredibly intuitive and makes banking so straightforward and easy when it comes to managing my money and spending. Reviewed on: 11th April 2023
Stephen Goodwin's avatar
Stephen Goodwin

Best bank I have ever banked with!

5
The app is brilliantly designed and easy to use. It is easy to reach customer services if you have an issue. I love all the perks they offer such as getting paid early and Monzo flex! I cannot fault this bank and I will never bank with anyone else Reviewed on: 11th April 2023
Nikki Ludgrove 's avatar
Nikki Ludgrove

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