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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Banking how it should be

Monzo appeals to any person in need of a current account. Their app is amazing and you don’t have to pay any fees for the majority of their services. Keep doing what you’re doing! Reviewed on: 11th April 2023

Super seamless

App fantastic, very easy to use with good features. Customer support brilliant Reviewed on: 11th April 2023

Amazing bank

Honestly the best.. so easy and manageable to use Reviewed on: 11th April 2023

No1 Bank

Monzo mobile app is so user friendly so straightforward to use and splitting the bill between other Monzo people makes night out hassle free! Reviewed on: 11th April 2023

Simply the BEST!

In my view, Monzo is, by far, the best for all banking needs. Helpful, friendly and efficient. Hats off to Monzo…you set the standards! Reviewed on: 11th April 2023

An everyday staple

From the way I pay, the way I split bills with friends to the way I organise my finances, Monzo is engrained into my everyday convenient banking habits. Reviewed on: 11th April 2023

Best Bank in the UK

I've been using Monzo for around 4 years now, the experience has been incredible and completely changed my relationship with banking. Reviewed on: 11th April 2023

Never let me down

Outstanding customer service. Been using Monzo for the past 4 years now and they have never let me down. Reviewed on: 11th April 2023

Perfect

I'm very pleased service Monzo, I have fine experience Reviewed on: 11th April 2023

Monzo makes you a Customer for Life!

I've been using Monzo since 2018 and have seen the bank and app go from strength to strength. I can't wait to see Monzo strengthen their loan position and build out a competitive credit card. Reviewed on: 11th April 2023

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