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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Back to the Drawing Board

5
The fact they literally have a room by that name suggests they’ve done some product design work that is really relevant to customer satisfaction. Works for me. Reviewed on: 12th April 2023
JP Monck's avatar
JP Monck

Simple, easy and agile

5
Great modern online bank. Great customer service and always enhancing functionality. Reviewed on: 12th April 2023
Alex Fergus's avatar
Alex Fergus

Next level tools helped me budget and save better than I could imagine

5
Monzo truly go above and beyond with the tools they provide. I've only ever had to contact customer service once (because they're so good I don't even need to) and their support system was stellar, everything was as easy and convenient as it could possibly be and all the staff are as friendly as possible. They offer so much and have honestly helped me budget and save like never before. I truly feel in control of my money. I would happily recommend monzo to anyone. Reviewed on: 12th April 2023
Harrison Wingfield's avatar
Harrison Wingfield

Superb and simple banking

5
I’ve been using Monzo as my main bank account for several years now, and am still delighted regularly by how much simpler it’s made managing my money. I feel far more in touch with my finances, and more able to keep track of my spending. As someone with ADHD, I can struggle with impulse spending - Monzo really helps me stay on track and set savings goals for myself, which has made a huge difference to my life. I would (and have!) recommend Monzo to everyone. Reviewed on: 11th April 2023
K McLean's avatar
K McLean

Monzo

5
I’ve been with Monzo for 5 years now , and I couldn’t recommend a easier and more efficient bank. customer service is great and always available Reviewed on: 11th April 2023
Elerusc's avatar
Elerusc

Amazing & Simple

5
There’s nothing hidden or difficult with the account. Everything is where you need it, and you can plan your months spending around predicted spending which has been huge for me in earning financial confidence! Reviewed on: 11th April 2023
Shona's avatar
Shona

Convenient and helpful

4
I love the pots feature, so convenient. I have a savings account with Monzo, and I appreciate that I was alerted as soon as they opened a new savings account instant access saver of their own with a higher interest rate. The switch from one to the other was so easy. I’m yet to have any issues so can’t speak for their customer service team directly, but their marketing and socials are so fun - top tier! Glad I opened an account with them. Reviewed on: 11th April 2023
Michaella Gill's avatar
Michaella Gill

Best in town

5
Best mobile app I have used! Love everything about monzo, had it for nearly 5years now and has never disappointed Reviewed on: 11th April 2023
Harbi J's avatar
Harbi J

Easy to open

5
Easiest bank account to open and easy account to use daily. Reviewed on: 11th April 2023
Jodie M's avatar
Jodie M

Great bank with so many great features

5
Very user friendly app with one of the best customer service teams I’ve had the pleasure of using. Lots of different and unique features on the app that make banking so much easier and understandable. Reviewed on: 11th April 2023
Tommy Bolton's avatar
Tommy Bolton

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