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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Great features!

I really like the features that Monzo provides and can easily find anything I need in a single app. I love ‘get paid early’ feature which is totally free. Reviewed on: 11th April 2023

Amazing.

Offer products in a bundle that perfectly suit my needs. Reviewed on: 11th April 2023

The best of banking made simple

I have been a customer of Monzo for a while now, made apparent by an invitation from a friend. The service, support, product and vision is second to none. Reviewed on: 11th April 2023

An insightful customer focused bank

The bank offers a hassle free experience with in-depth insights if you choose to do it. You can organise your every penny. I like that level of control which other physical banks just don't do. Reviewed on: 11th April 2023

Simply the best

Amenable and supportive - just when I’ve needed you Thank you Reviewed on: 11th April 2023

Best bank out there

Monzo looks amazing, their app is very user friendly and the customer service is superb-quick and efficient. Reviewed on: 11th April 2023

Productive bank!

Amazing customer service, excellent innovation and brilliant social media presence. Fully deserved. Reviewed on: 11th April 2023

The best and smoothest bank app and cars

Banking in a simple way. They don’t have too many products, the best for starting adult bank life and money management. I just love it! Reviewed on: 11th April 2023

Awesome bank with great service

Awesome bank with great service. My current account and savings account is with Monzo and loving it. Keep shipping new features! Reviewed on: 11th April 2023

Perfectly pink

In my pocket is a Monzo card, A bank that's always on guard. With friendly icons and a bright design, Managing money is always fine. From spending alerts to budgeting goals, Monzo has all the tools to control My finances with ease and delight, Making money management a clear sight. In my wallet, Monzo is ace, A bank that's modern and in my good grace. So cheers to Monzo, my bank of choice, My financial journey has found its voice. Reviewed on: 11th April 2023

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