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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Get paid early

Receive your salary early, also easily pay with instalments using flex Reviewed on: 11th April 2023

Best bank ever!

I always use Monzo when I go abroad and it’s been super easy and convenient! Reviewed on: 11th April 2023

Never looked back

I was introduced to Monzo in 2019 and have never looked back. Super user friendly, love how you can split bills & have different saving pots, there just is no other bank account like it! Reviewed on: 11th April 2023

Best bank

Monzo is a game changer in the banking sector. Finally, it feels like a bank has come along and based their offering on what real people need. Their technology is brilliant, customer service is fab, and they’re people-centric Reviewed on: 11th April 2023

Monzo - disrupting the hum drum of banking!

I always hated interacting with banks, they were stuffy, difficult, you always had maximum inconvenience for the simplest of transactions….thank goodness for Monzo for putting the customer at the centre of their thinking! Reviewed on: 11th April 2023

Does exactly what you want from your bank

Love the clear and concise view of all my accounts, plus constantly adding great features. What's not to like? Reviewed on: 11th April 2023

Smashing

I cannot fault Monzo. Everything is easy, simple and just works every time. The apps is incredibly intuitive and makes banking so straightforward and easy when it comes to managing my money and spending. Reviewed on: 11th April 2023

Best bank I have ever banked with!

The app is brilliantly designed and easy to use. It is easy to reach customer services if you have an issue. I love all the perks they offer such as getting paid early and Monzo flex! I cannot fault this bank and I will never bank with anyone else Reviewed on: 11th April 2023

Safe, secure and simple

A great account, with a simple and intuitive app. I feel secure in knowing my finances are safe in their hands Reviewed on: 11th April 2023

Monzo is great

Monzo is great - good features and good use of pots for savings Reviewed on: 11th April 2023

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