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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

A bank I love

5
Monzo is my absolutely favourite banking app. When I transfer monies between accounts, unlike same banks it appears instantly, instead of the usual day of two. The features in the app are excellent and have been copied many times by other banks. The save a penny pot has allowed me many times to see the month out. Thankyou Monzo, my wife and I think you’re awesome Reviewed on: 12th April 2023
Gareth O'Hare's avatar
Gareth O'Hare

favourite app

5
the ui is great; really breaks down functionality into amazing components, its also very reactive! Reviewed on: 12th April 2023
Jack S's avatar
Jack S

Best bank ever!

5
I feel so much more in control of my money, and I can see exactly what I'm spending it on. It helps me with saving money and is so easy to use. Reviewed on: 12th April 2023
Phil Hewinson's avatar
Phil Hewinson

Amazing

5
Can’t ask for a better bank the features are unparalleled Reviewed on: 12th April 2023
Brandon 's avatar
Brandon

Excellent

5
Monzo responds very quickly to enquiries and profer solution. That for me is efficiency Reviewed on: 12th April 2023
Mc overflow 's avatar
Mc overflow

The best bank right now in UK

5
I am using Monzo from 2019! It’s the bank that has the best app and the way you see your account’s information is extraordinary. The option Monzo was missing was Savings account but now they introduced new savings accounts and I don’t have to search elsewhere. I don’t know if any other bank will give me what Monzo is giving me! Reviewed on: 12th April 2023
Konstantinos's avatar
Konstantinos

easy to bank with

5
best thing i like is i can draw my money a day early if needed and see all my direct debits a few days before they are meant to come out execllent bank Reviewed on: 12th April 2023
oliver cargill's avatar
oliver cargill

Great experience!

5
Easy to use, great offers. Love the split the bill option ! Reviewed on: 12th April 2023
Cheryl van Staden's avatar
Cheryl van Staden

The best

5
I love Monzo it’s actually worked really well for me on budgeting and saving! Reviewed on: 12th April 2023
Lisa 's avatar
Lisa

Monzo

5
Revolutionary. Actually changed the playing field. Reviewed on: 12th April 2023
Nibblez Aye's avatar
Nibblez Aye

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