Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19422)

Great Bank

5
My Monzo account gives me the knowledge & freedom to manage my money Reviewed on: 12th April 2023
Harriet Jackson's avatar
Harriet Jackson

Banking never was too simple

5
Monzo is a full bank made from human to human. No bla bla bla. Thanks for existing Monzo. Reviewed on: 12th April 2023
Renato Farias's avatar
Renato Farias

Friendly support

5
Great intuitive app and friendly support Reviewed on: 12th April 2023
Conor Alden's avatar
Conor Alden

BEST BANK EVER

5
With Monzo, everything it's easy and comprehensive, no hidden fees, everything in the app, friendly customer services always willing to help, no need to wait 100 years on the phone to solve your query, just chat with them via app and anything that might happen in your current account will be quickly escalated and solved. Super happy with my choice! Reviewed on: 12th April 2023
Aouatef S J Hemiani's avatar
Aouatef S J Hemiani

BANK OF BANTER

5
Easy to use and Monzos social media makes life that bit easier when I log into Linkedin at work! Reviewed on: 12th April 2023
Olivia's avatar
Olivia

Incredible

5
Have never looked back since getting a Monzo - it just makes life so easy Reviewed on: 12th April 2023
Jazz's avatar
Jazz

My Monzo

5
Had so much bad experience with high street banks but with Monzo i feel secure and at peace. The many option of payments and the Flex is a game changer and the option of getting my wages early is too. Could recommend Monzo service more Reviewed on: 12th April 2023
Fred Njongo's avatar
Fred Njongo

Great experience!

5
Fantastic and fluid service. Highly recommend Reviewed on: 12th April 2023
Priya 's avatar
Priya

Ideal bank, constantly innovating

5
I’ve been a Monzo customer for a while now and what really impressed me is how much they continue to push the boundaries of banking — always in a customer friendly way. Reviewed on: 12th April 2023
Will Scott's avatar
Will Scott

Outstanding Flexibility in a modern world

5
Monzo has been instrumental in a technological world. Reviewed on: 12th April 2023
Luke's avatar
Luke

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1144 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill