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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Best bank ever!

I feel so much more in control of my money, and I can see exactly what I'm spending it on. It helps me with saving money and is so easy to use. Reviewed on: 12th April 2023

Amazing

Can’t ask for a better bank the features are unparalleled Reviewed on: 12th April 2023

Excellent

Monzo responds very quickly to enquiries and profer solution. That for me is efficiency Reviewed on: 12th April 2023

The best bank right now in UK

I am using Monzo from 2019! It’s the bank that has the best app and the way you see your account’s information is extraordinary. The option Monzo was missing was Savings account but now they introduced new savings accounts and I don’t have to search elsewhere. I don’t know if any other bank will give me what Monzo is giving me! Reviewed on: 12th April 2023

easy to bank with

best thing i like is i can draw my money a day early if needed and see all my direct debits a few days before they are meant to come out execllent bank Reviewed on: 12th April 2023

Great experience!

Easy to use, great offers. Love the split the bill option ! Reviewed on: 12th April 2023

The best

I love Monzo it’s actually worked really well for me on budgeting and saving! Reviewed on: 12th April 2023

Monzo

Revolutionary. Actually changed the playing field. Reviewed on: 12th April 2023

Back to the Drawing Board

The fact they literally have a room by that name suggests they’ve done some product design work that is really relevant to customer satisfaction. Works for me. Reviewed on: 12th April 2023

Simple, easy and agile

Great modern online bank. Great customer service and always enhancing functionality. Reviewed on: 12th April 2023

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