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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Helpful, and human

5
A great company to trust with my money, quick human responses to ease any anxiety surrounding money. Great features on the app, the best!! Reviewed on: 12th April 2023
Harry Nutley's avatar
Harry Nutley

The best bank ever

5
Traditional banks are miles behind. Total game changer. I persuade every one and their nan to get an account Reviewed on: 12th April 2023
Aidan Hackett's avatar
Aidan Hackett

Great bank

5
They are very helpful and their app is really easy to use Reviewed on: 12th April 2023
Joshua Malam's avatar
Joshua Malam

Never had a better / easier bank.

5
With all this news about branch closures you see with normal banks, Monzo are absolutely breaking the chain and making banking so much easier, and more inclusive for everybody. No more do I have to go to a branch to speak with someone about a problem, I just live chat and the problem is dealt with. Reviewed on: 12th April 2023
TTrails's avatar
TTrails

Incredible bank

5
It really is amazing what a bank is able to do without decades of legacy systems holding them back. Reviewed on: 12th April 2023
Alfie's avatar
Alfie

Breath of fresh air

5
I was sick and tired of the processes and how complex high street banking was, switching to Monzo was a breath of fresh air, card came quickly, easy to set up, so cool to visualise your money and budgets in once place. I actually now feel more in control of my money. Reviewed on: 12th April 2023
Bradley's avatar
Bradley

Services you didn't know you needed

5
Monzo makes banking exciting...yes you read that right. They provide features I didn't know I needed, but am hooked on, such as categorising payments and money pots with separate, virtual cards. I recommend Monzo to all of my family and friends (despite working for a competitor for the last 5 years!) Reviewed on: 12th April 2023
Imogen Gray's avatar
Imogen Gray

Good services

4
Easy to navigate app, makes it very simple to budget Reviewed on: 12th April 2023
Rishul's avatar
Rishul

Great bank

5
Very helpful when dealing with problems and supporting myself Reviewed on: 12th April 2023
Chris Tomlinson's avatar
Chris Tomlinson

Easy to use.

5
Good customer service.Easy to use. Highly recommend . Reviewed on: 12th April 2023
Wioletta Malgorzata Wysocka's avatar
Wioletta Malgorzata Wysocka

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