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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Wonderful product and great customer service

5
I have been a customer with Monzo for nearly 4 years now and I highly recommend them to anyone that is looking for a new bank. They are really accessible online and also have been very responsive with any issues i have encountered Reviewed on: 11th April 2023
Ben Cheema's avatar
Ben Cheema

The best bank account I've ever had

5
I love how easy it is to manage your money with the use of pots. It’s so easy to see how much money I have left until payday. Makes me feel in control of my finances Reviewed on: 11th April 2023
Hannah's avatar
Hannah

The most modern and advanced current account option by far

5
Monzo do the absolute most to make the app and bank as user friendly, helpful, modern, up-t-date and much more. Since joining monzo, I have always wished my other current accounts to catch up. Monzo definitely put their customers first! Reviewed on: 11th April 2023
Natalie Johnston's avatar
Natalie Johnston

They improved my financial fitness

5
My banking was sloppy. Always in overdrafts, paying fees and not saving. Since having Monzo I've no debt, opened a joint account with my partner and we saved for a house and are now on the ladder. We've automated all of our bill paying using pots and recommend Monzo to anyone who asks. Reviewed on: 11th April 2023
Asa Bentley's avatar
Asa Bentley

Easy to use and fun

4
Great Bank which makes spending money fun Reviewed on: 11th April 2023
Ml's avatar
Ml

A bank that is like no other bank

5
I moved across to Monzo a few years ago and I've never looked back. They're so easy to join, so easy to use and they don't really feel like a bank. I love the levels of control they give you as a customer and the amount you can do simply in the app. Other banks are still trying to catch them. Some even want to be them. But there is only 1 Monzo! Reviewed on: 11th April 2023
Doug Nelson's avatar
Doug Nelson

Everyone needs to be with Monzo

5
User friendly, customer focused. Love using my bank card abroad and getting a fair rate. Reviewed on: 11th April 2023
J's avatar
J

Full Monzo and will never go back

5
Traditional banks don’t offer the flexibility and ease of use as Monzo. Most people who use a NatWest or HSBC type bank will also have a hot coral card in their wallet too. Reviewed on: 11th April 2023
Andrewblooman's avatar
Andrewblooman

Always Innovating

5
Monzo os always innovating. There is a new feature, exciting update or unexpected brilliant surprise. Most of Monzo provides everything I need for my current account - and some! Reviewed on: 11th April 2023
Jackie Mitchell's avatar
Jackie Mitchell

Easy and premium

5
Easy to navigate with great premium features, allowing you to monitor and control your expenditure in a far more efficient manner than the traditional banks. Reviewed on: 11th April 2023
Elliot Behan's avatar
Elliot Behan

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