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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Amazing bank

Best bank ever! So many great features! A cut above the rest Reviewed on: 11th April 2023

New way of Banking

Out with the old and in with the new, Monzo has stepped up and brought banking in to the current century. No more waiting for your account to update, or days for money to be paid in. Monzo is everything you need from a bank and more! Reviewed on: 11th April 2023

Easy setup and speedy CS assistant

I had my monzo account for almost 1 year. My primary current account. Using it, love it. No complaints. Reviewed on: 11th April 2023

Monzo - user-friendly and all at your finger tips.

Monzo has been a part of my life since the beginning. The ticket line for my set-up was one of the first things I remember. After only one week with them, I began recommending them to my friends and family. The ease of sending money, the user-friendly interface, and the benefits of traveling overseas. They have improved their benefits over the years, but without sacrificing the aspect of being user-friendly. Reviewed on: 11th April 2023

Simple, Trustworthy, Safe

Monzo has been my first account that I opened that was purely digital. I had my initial apprehensions, but - Monzo proved itself a trustworthy bank where my money was safe. I had not had a single instance where I had to reach out to the customer service for anything literally. Everything is pre-addressed. It is that simple to bank with Monzo. Reviewed on: 11th April 2023

Monzo is perfect!

An amazing app! Thanks Monzo for helping manage my finances! Reviewed on: 11th April 2023

My first neo bank account - wouldn't go back to traditional banks

They were the first bank that simplified The whole experience for me. Their spend notifications, monthly and yearly round-up and the super simple but powerful UI puts them, at least in my head, at the front of the pack. Reviewed on: 11th April 2023

Just awesome

Absolutely love my Monzo account. Everything so simple and easy to use. The day before option on bacs payments is very helpful when you got a bill due the day before payday. Its a lifesaver!! Reviewed on: 11th April 2023

Efficient and simple to use

I have been using Monzo for atleast 2 years and I have been always satisfied with the bank. Even though I was hesitant at first to switch from a high street bank to a digital only bank it's been good so far Reviewed on: 11th April 2023

Easy set up, clear and best customer service

I have been using monzo since 2016 and it is still the best all in one bank. Their premium subscription service allows me to see all my spending in one place, and traveling abroad is much easier than a traditional bank. My only issue is that I can’t get a joint account with my partner, but other than that it’s great! Reviewed on: 11th April 2023

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