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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Amazing

5
It is been months I am using monzo but I have never face any kind of problem. Easy and fast process. Reviewed on: 11th April 2023
Arundhati Sharma's avatar
Arundhati Sharma

Insert witty caption here

5
And the truth is, it is easy. Like, really easy. Since joining I had my current account moved over, an overdraft in place, I needed a loan so that was done in seconds and the way Monzo has built Flex is just genius. You can have everything you want from a high street bank and more, it’s a no brainer! Reviewed on: 11th April 2023
Lee's avatar
Lee

Monzo saved my life (savings)

5
As someone with ADHD, I am notoriously bad with money - well, amazing at spending but also at saving. Monzo pots have really helped curb my spending enthusiasm, as well as track and regulate my habits. Couldn’t recommend it more - and how many banks can say they’re a verb too? “Btw, I monzo’d you that £5 I owed you for bottomless brunch!” Reviewed on: 11th April 2023
Fenella Cruickshank's avatar
Fenella Cruickshank

Great banking experience

5
Very easy to use and has all the features I want from a bank. Reviewed on: 11th April 2023
Jw1's avatar
Jw1

Easy Peasy

5
They make everything easy! Nothing is too much hassle. They respond; A+ Reviewed on: 11th April 2023
Carl's avatar
Carl

EASY TO USE

5
Monzo makes banking simple - that's it. The dashboard is extremely user friendly and it makes saving a lot easier with their pots. I've been a monzo customer for a number of years and I love it Reviewed on: 11th April 2023
Emyr Thomas's avatar
Emyr Thomas

From Beta to full blown

5
I was a beta member and haven’t looked back! Monzo make banking easy! Reviewed on: 11th April 2023
Bev T's avatar
Bev T

Great app, user for years

5
Used monzo for 5+ years now. Immediately switched as my main current account because of the user experience in the app, hasn’t let me down to date. Reviewed on: 11th April 2023
Luke's avatar
Luke

Monzo - Getting $hit done!

5
Superbly designed app with great features. Makes APPs from the high street banks look prehistoric! Keep up the good work! Reviewed on: 11th April 2023
Daniel Jennett's avatar
Daniel Jennett

More than average

4
Monzo was great to start with but now all competitors are doing the same. They need to up their game Reviewed on: 11th April 2023
Rach Li's avatar
Rach Li

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