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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

The most modern and advanced current account option by far

Monzo do the absolute most to make the app and bank as user friendly, helpful, modern, up-t-date and much more. Since joining monzo, I have always wished my other current accounts to catch up. Monzo definitely put their customers first! Reviewed on: 11th April 2023

They improved my financial fitness

My banking was sloppy. Always in overdrafts, paying fees and not saving. Since having Monzo I've no debt, opened a joint account with my partner and we saved for a house and are now on the ladder. We've automated all of our bill paying using pots and recommend Monzo to anyone who asks. Reviewed on: 11th April 2023

Easy to use and fun

Great Bank which makes spending money fun Reviewed on: 11th April 2023

A bank that is like no other bank

I moved across to Monzo a few years ago and I've never looked back. They're so easy to join, so easy to use and they don't really feel like a bank. I love the levels of control they give you as a customer and the amount you can do simply in the app. Other banks are still trying to catch them. Some even want to be them. But there is only 1 Monzo! Reviewed on: 11th April 2023

Everyone needs to be with Monzo

User friendly, customer focused. Love using my bank card abroad and getting a fair rate. Reviewed on: 11th April 2023

Full Monzo and will never go back

Traditional banks don’t offer the flexibility and ease of use as Monzo. Most people who use a NatWest or HSBC type bank will also have a hot coral card in their wallet too. Reviewed on: 11th April 2023

Always Innovating

Monzo os always innovating. There is a new feature, exciting update or unexpected brilliant surprise. Most of Monzo provides everything I need for my current account - and some! Reviewed on: 11th April 2023

Easy and premium

Easy to navigate with great premium features, allowing you to monitor and control your expenditure in a far more efficient manner than the traditional banks. Reviewed on: 11th April 2023

Lovely user experience thy name is Monzo

When I first came to the UK, I did not have a bank account. I had a forex card, which levied huge transaction charges for every payment, with the hustle of unpacking and jet lag, I couldn't go to a bank to open an account and a friend suggested Monzo, and two days later, I had a card in my hand. Followed by that, I've gotten best deals and the Best banking experience ever. Reviewed on: 11th April 2023

Couldn't live without Monzo!

Before Monzo, I hated banking. I hated checking my balance, I'd dread any email or letter I received, I was so averse to saving and staying on top of my finances. Monzo changed EVERYTHING. I am so much more confident, in control, and happy about my money. The excellent customer service, great user experience, and fun extras like choosing pictures for pots all make a difference. Thank you so much, Monzo! Reviewed on: 11th April 2023

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