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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Monzo saved my life (savings)

As someone with ADHD, I am notoriously bad with money - well, amazing at spending but also at saving. Monzo pots have really helped curb my spending enthusiasm, as well as track and regulate my habits. Couldn’t recommend it more - and how many banks can say they’re a verb too? “Btw, I monzo’d you that £5 I owed you for bottomless brunch!” Reviewed on: 11th April 2023

Great banking experience

Very easy to use and has all the features I want from a bank. Reviewed on: 11th April 2023

Easy Peasy

They make everything easy! Nothing is too much hassle. They respond; A+ Reviewed on: 11th April 2023

EASY TO USE

Monzo makes banking simple - that's it. The dashboard is extremely user friendly and it makes saving a lot easier with their pots. I've been a monzo customer for a number of years and I love it Reviewed on: 11th April 2023

From Beta to full blown

I was a beta member and haven’t looked back! Monzo make banking easy! Reviewed on: 11th April 2023

Great app, user for years

Used monzo for 5+ years now. Immediately switched as my main current account because of the user experience in the app, hasn’t let me down to date. Reviewed on: 11th April 2023

Monzo - Getting $hit done!

Superbly designed app with great features. Makes APPs from the high street banks look prehistoric! Keep up the good work! Reviewed on: 11th April 2023

More than average

Monzo was great to start with but now all competitors are doing the same. They need to up their game Reviewed on: 11th April 2023

Wonderful product and great customer service

I have been a customer with Monzo for nearly 4 years now and I highly recommend them to anyone that is looking for a new bank. They are really accessible online and also have been very responsive with any issues i have encountered Reviewed on: 11th April 2023

The best bank account I've ever had

I love how easy it is to manage your money with the use of pots. It’s so easy to see how much money I have left until payday. Makes me feel in control of my finances Reviewed on: 11th April 2023

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