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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

The best banking app

Monzo has made it easy to keep on top of spending habits and easily transfer money with friends Reviewed on: 11th April 2023

Love it- Easy & Quick

Been a customer for a while and never had an issue.! Any queries always answered quickly. Have already recommended to family & friends Reviewed on: 11th April 2023

Seamless and interesting

Life admin is dull as rain in the middle of November (usually). Though with Monzo it’s just so easy to use, they really feel like a pocket pal and will use such clever tone of voice and language to never make paying bills, moving money, or just being structured with finances feel overwhelming or like a chore. I love the flexibility of creating individual pots for my own needs, with the added bonus of plus where I can have virtual cards synced directly to said pots means sticking to budget has legit never been easier! Will never not use Monzo for my current account. Love you forever!! X Reviewed on: 11th April 2023

Game changing !

Have been a user of Monzo since the early days. They're a fantastic company which really provide the efficiency and level of customer service that customers need for their payments. They've risen the bar for banks and Fintechs in the UK. I particularly like their new monzo flex product which had been very useful. All in all, a game-changer which wouldn't have been possible without their great team. Reviewed on: 11th April 2023

Love Monzo

The insights you can get automatically fed to you from your account are useful and awakening to your true behaviours. Reviewed on: 11th April 2023

Awesome modern bank

Great staff. Great benifits. Going againt the establishment for the better. Reviewed on: 11th April 2023

simply perfect

understand banking and making things easy. I couldnt reccomend monzo enough to anyone who wants a simple bank account with great customer support. Thank you monzo! Reviewed on: 11th April 2023

Quick and easy to use

Monzo is extremely user friendly and quick to use. I love how I can transfer, pay and check my account with only a click. I really also feel safe with my money there. Reviewed on: 11th April 2023

Top class

Best experience with any bank I have had. Great flexibility, quick customer service response team and all round great bank. Reviewed on: 11th April 2023

A-MONZO-NG Bank

I've used Monzo Premium for 2 years now and couldn't live without it! I've been able to save and keeping track of everything in pots is super handy! (and the pretty bank card is great too :)) Reviewed on: 11th April 2023

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