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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Efficient and simple to use

4
I have been using Monzo for atleast 2 years and I have been always satisfied with the bank. Even though I was hesitant at first to switch from a high street bank to a digital only bank it's been good so far Reviewed on: 11th April 2023
Akshay 's avatar
Akshay

Easy set up, clear and best customer service

5
I have been using monzo since 2016 and it is still the best all in one bank. Their premium subscription service allows me to see all my spending in one place, and traveling abroad is much easier than a traditional bank. My only issue is that I can’t get a joint account with my partner, but other than that it’s great! Reviewed on: 11th April 2023
Oliver Lester 's avatar
Oliver Lester

Brilliant Bank

5
Easy to navigate and move money around; features and benefits are excellent. Would highly recommend. Reviewed on: 11th April 2023
Ross McKellar's avatar
Ross McKellar

Thoughtful and thorough banking!

5
Never had an issue in years and years. Really easy to use and the app notifications are great in pre-empting you going into your overdraft etc. Feels extra important in a tough time for many people! Reviewed on: 11th April 2023
Oliver Keyser's avatar
Oliver Keyser

Easy to send money

5
Easy to send money to people who already have Monzo, removing the hassle of card details. Reviewed on: 11th April 2023
Amal Thomas's avatar
Amal Thomas

A Bank that Cares

5
A couple of years ago, I was looking for a new bank. My parents had set me up with a traditional bank. However, being a young, digitally-savvy individual looking for more insight and breakdowns into my financial life, I was on the hunt for a new bank. I came across numerous challenger banks. After some reviewing and debating, I settled on Monzo. It’s safe to say I have never looked back. Not only do Monzo continue to deliver great customer service, innovative new features and insightful spending analysis, for the first time ever, I genuinely feel like they care about me and my financial health. When I was scammed (I know, ironic for someone ‘digitally-savvy’), they gave me my money back instantly whilst they chased up the fraud claim. No questions asked. I’ve never felt so in control, safe and happy about my financial wellbeing. That’s all down to Monzo. From an incredibly grateful, incredibly happy, Monzo customer! Reviewed on: 11th April 2023
Conor 's avatar
Conor

yeah it's banging!

4
One of the standout features of Monzo is its user-friendly app. It's easy to use and provides a seamless way to manage your money. With real-time notifications and budgeting tools, you always know where your money is going and can stay on top of your finances with ease. Another great aspect of Monzo is its transparent fee structure. There are no hidden fees, and you always know exactly what you're paying for. Whether you're using Monzo to make purchases abroad or withdrawing cash from an ATM, you can rest assured that you're getting a fair deal. I highly recommend! Reviewed on: 11th April 2023
Ali Noor's avatar
Ali Noor

Its like they listened to their customers

5
Been a Monzo user since they were Mondo.. says enough really. Reviewed on: 11th April 2023
Grace Shiach's avatar
Grace Shiach

Best bank!

5
I've been using Monzo for the past 7 years and compared to many others, I can say hands down, it's my all time favorite bank! Reviewed on: 11th April 2023
Oana's avatar
Oana

Practical and efficient

5
Easy use and helps you manage your funds more effectively Reviewed on: 11th April 2023
Benjamin Childs's avatar
Benjamin Childs

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