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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Simply the best

Honestly Monzo is better than all the rest. So easy to use, t’s and c’s are really easy to understand and you don’t feel like you’re being swindled by any part of their processes or fees. Love Monzo, would recommend to everyone! Reviewed on: 11th April 2023

I love Monzo

They make everything easy and digestible, also love how you can make pots with goals. Reviewed on: 11th April 2023

We're always singing its praises

We've slowly moved everything over to Monzo in the last few months, we got rejected for a joint account but will try again when we can, as that'll be the last piece of the puzzle. Flex was also a great addition! Reviewed on: 11th April 2023

The best bank giving the old a run for their money

Easy to use, modern, fashionable, friendly, cheap - what is not to like? A great alternative to legacy institutions Reviewed on: 11th April 2023

Best bank ever

Has all the features I need, literally has saved me financially. I'm able to actually save money now and manage my finances properly. Thank you Monzo! Reviewed on: 11th April 2023

Amazing, funny, professional

Everything you want in a bank. This is the new era of banking and they nail it day in day out! Reviewed on: 11th April 2023

Faultless bank

Great service from a faultless bank, great app, great support and a great product, cannot recommend enough Reviewed on: 11th April 2023

Great response!

Any questions I have are quickly attended to via the live chat in app. I had an issue with my account being frozen, I explained my concerns over the phone and it was quickly resolved. Reviewed on: 11th April 2023

Great Bank

Great customer service and so easy to use. I use Monzo daily and am paid by my workplace into my account. Sorting payments and splitting bills make life so much easier and i'd recommend to all. Reviewed on: 11th April 2023

Best bank without a doubt

I’ve been a customer since Monzo’s early days, when they got their banking license I doubted in making them my primary bank, but I’m glad I did. I’ve never had any issues, their customer service is incredibly helpful and super responsive. Most banks are a pain to deal with, hours on the phone, from one operator to the next, ridiculous automated phone systems but Monzo is the complete opposite. They exceeds in every single thing they do. Reviewed on: 11th April 2023

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