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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Beyond helpful and feels safe.

I have always had a positive experience having my current account with Monzo. Their staff are always happy to help and deal with all enquiries really quickly. Any time I have had any problems, such as a stolen card and money spent, they have always actioned quickly and even reimbursed the money that was fraudulently spent. Extremely happy with Monzo and would recommend to everyone. Reviewed on: 11th April 2023

Fantastic

Absolutely love Monzo, been a current account user for a number of years now. Makes managing bills and general finances so much easier than any of my previous banks! Wouldn't look at moving at all. Reviewed on: 11th April 2023

Deffo best bank

I love Monzo! I used to use one of the high street banks which would take you through about 10 hoops to get a simple bank statement. But Monzo are modern and understand their market. People want an easy to use and access bank. Monzo is just that + their CS is amazing Reviewed on: 11th April 2023

Easy banking

Monzo is super easy to use, access and tailor. Helps you mindfully track what you're spending and where. The jazzy debit card is a plus too :) Reviewed on: 11th April 2023

Best automation

I love the fact Monzo offers great interest rates and notifies you of your spending. Such a great bank!! Reviewed on: 11th April 2023

The easiest, non-bureaucratic bank to have

Monzo Bank is the most friendly and easiest-to-use bank I have ever had - it changed my mind completely! It is designed for customers and I even believe by customers. I will much recommend this Bank - I hope this will be the future of banking. Reviewed on: 11th April 2023

10/10 would recommend

Never had any problems with monzo, its young, fresh, innovative and SO quick and easy to use. Been a user ever since i heard about it and wouldnt use another bank for my current account. Thanks for being amazing and having the best linkedin account Reviewed on: 11th April 2023

Best bank there is

Always brilliant customer service and never had any issues. Love being able to get my salary a day early too. Reviewed on: 11th April 2023

My favourite bank ever

I currently bank with 5 different groups across 2 countries and Monzo is by far the best group I have ever banked with. Reviewed on: 11th April 2023

Fan-bloody-tastic

Big big fan, have used it for years and definitely not looking to change anytime soon! Reviewed on: 11th April 2023

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