Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,403 reviews, last reviewed 5th May 2026
3120% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19403)

Good bank, easy to use.

4
Been using Monzo for years now, never had an issue and the customer support was always top-notch. Reviewed on: 11th April 2023

Easy to use and accessable

5
Great that its all done in an app, does everything y regular highstreet bank does but seemingly quicker and easier to manage and access info from. Reviewed on: 11th April 2023

Fantastic and Speedy

5
Monzo are fantastic to have as an account. They are super speedy and fast to use via the app Reviewed on: 11th April 2023

User Friendly

5
Simplest, easiest and most reliable bank I've been with. Reviewed on: 11th April 2023

Monzo is a super accessible and user friendly bank

5
Love Monzo! It's so much more accessible than the general high street banks. Reviewed on: 11th April 2023

Best bank I've used.. and i've used a lot!

5
I love Monzo!! They are user friendly, fun and innovative. I actually enjoy using the app and it motivates me to save and look after my finances. Ahead of their time - well done Monzo! Reviewed on: 11th April 2023

How banking should be done!

5
Monzo have thought of everything you need to do to manage your money in the modern world, totally takes the pain out of banking Reviewed on: 11th April 2023

Amazing Bank!

5
So easy and friendly to use. I love Monzo and the features that come with it! I have Monzo premium and wouldn’t change a thing! Reviewed on: 11th April 2023

Monzo Rules

5
I love Monzo, I even have Monzo Plus, they're branding is eye catching, app is easy to use and so so easy to send money back and forth. I will never use another bank. Reviewed on: 11th April 2023

Superb

5
Great app, great bank! Love using them! Reviewed on: 11th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3173 reviews
    Monzo
    View all products