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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

BEST BANK THERE is

Amazing bank. Been with monzo for 5 years, wouldn’t go with anyone else, so easy, really polite staff just altogether so much easier than your ‘everyday’ banks. Plus they make banking fun! Reviewed on: 11th April 2023

Love this bank!

Since changing to this bank I actually have a handle on my money each month, the pots to separate out your bills money is absolute genius! I recommend this bank to everyone I talk to it’s brilliant! Reviewed on: 11th April 2023

Helpful and courteous

Great bank really enjoyed banking with monza Reviewed on: 11th April 2023

The best

Has been the most helpful,useful and best bank I've ever had Reviewed on: 11th April 2023

Everything is really easy

Love the bank, the support and the service quality Reviewed on: 11th April 2023

Perfect

Ideal modern bank, fast, secure and they listen. Easy to resolve issues on the app and don’t have to have long waits on the phone to call centres Reviewed on: 11th April 2023

Monzo - Best Bank and App

Moved to Monzo around 6 months ago. It is the best banking app around. Online help also really good should you need it. I use Flex and have just upgraded to Monzo Premium. Reviewed on: 11th April 2023

Monzo fan

I love how easy it is to use the app and manage my money. A delightful user experience. Reviewed on: 11th April 2023

Best Bank for clear visibility of finances!

Been using Monzo for the last five years, and hands down, are the best bank for managing and forecasting your finances. App design is perfect, and nothing else on the market like it. Reviewed on: 11th April 2023

Trusting bank

They always search about their customers. They returned my money back after a fake company stolen it . Reviewed on: 11th April 2023

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