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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Good very

I like monzo bank, it is a very good bank Reviewed on: 11th April 2023

Excellent

They’re just great and not much more to say Reviewed on: 11th April 2023

Just the best banking there is!

I have tried other banks, but nothing beats Monzo! Reviewed on: 11th April 2023

Does the basic stuff well

I like Monzo because they just make it easy to run my day to day finances. The app is streets ahead of what I’ve experienced with other high street banks. Reviewed on: 11th April 2023

Best bank

More people need to use monzo so much easier to transfer money and its simple top bank in the world !!! Reviewed on: 11th April 2023

Great, easy to use app

I love that you can easily review your spending and categorise your payments. The side pot is also a fantastic feature. Reviewed on: 11th April 2023

Outstanding Service

Monzo is brilliant. The App is so useful and you can keep track of everything really easily. Regular communications from the bank are great. Reviewed on: 11th April 2023

Best online bank

Most flexible and easy to use online bank I've ever had. Reviewed on: 11th April 2023

The best bank!

I've been with around 6 UK banks but Monzo is the best! The app is very easy and intuitive to use. It's very easy to send money to someone compared to traditional banks, while at the same time Monzo protects you from scammers. The customer service is excellent and the advisors always respond promptly. Reviewed on: 11th April 2023

Brilliant and easy

Brilliant and easy to use and so good to have was told about it by a mate Reviewed on: 11th April 2023

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