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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

I love this bank.

The only problem I've ever had with them which wasnt there issue but they sorted it straight away. Such an amazing bank so caring and considerate. Reviewed on: 11th April 2023

Monzo has changed banking

Monzo offers many features and has changed the way banking works. Everything is simple to do. Could do with improving customer service though. Reviewed on: 11th April 2023

Amazin'

Easy to use and reliable! Long time customer. I cant wait for investment and other options. Reviewed on: 11th April 2023

Brilliant bank

Easy to use, best international rates! Card accepted everywhere Reviewed on: 11th April 2023

Great customer service

Monzo is fantastic, great customer service, easy app. I’ve recommended to several friend and family who are also enjoying their Monzo accounts now. Reviewed on: 11th April 2023

SUPER easy to use

Never had a banking app so easy to use! Reviewed on: 11th April 2023

Easiest and friendliest bank

Always had great customer service when I needed it, account was easy to set up and easy to maintain. Round-up pots are a fab idea. I used to work for a high street bank and I much prefer monzo over my previous company Reviewed on: 11th April 2023

Been with Monzo for years, gets better each and every month

I love the innovations Monzo keep coming up with, such as bringing mortgagte visibility into the app. Little things like this just make managing your money so much easier Reviewed on: 11th April 2023

the bank for current times

Love that the monzo took away all the annoying rigidity of old banks and looked at the user base and added each feature based on what would make it appropriate for them. They’re doing it so well in fact that if someone told me they weren’t in it for the money, I’d believe them. Reviewed on: 11th April 2023

We love Monzo

All members of our family have Monzo .. but we want one for our grandchild can you do a mini Monzo ( baby Monzo ) Reviewed on: 11th April 2023

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