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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Great

Great app, simple and intuitive always Reviewed on: 11th April 2023

The Best Online Bank Ever!

I have banked with Monzo since it was in Beta and i can say it has been the most fantastic experience ever, great deals, great abroad, fantastic customer service and more! I could not recommend this bank more. Reviewed on: 11th April 2023

Youngs

For security and confidentiality Monzo bank is the best Reviewed on: 11th April 2023

Monzo is King

Literally the best bank I've ever delt with. Fair, reasonable and convenient! Just awesome! Reviewed on: 11th April 2023

Game changer

Monzo banking has helped me completely get to grips with my finances. The app-first approach means I as a person with ADHD have less barriers between me and my bank account. Clever mechanisms, user friendly designs, fantastic customer service (not to mention, BRILLIANT social media voice). I used to live in my overdraft with my old high street bank, now I don't even use one. Reviewed on: 11th April 2023

Easy and Fast

Everything on the app is so easy to use. From sending and receiving money as well as notifications. Customer support is also really helpful and quick. I'll use monzo over any high street bank for as long as they are active! Reviewed on: 11th April 2023

Great Bank easy to use

Love Monzo, so easy to use and make/receive payments from friends and family Reviewed on: 11th April 2023

Amazing, modern bank

Switching to Monzo was one of the best decisions I've made. Everything is so easy. Their app is a cut above the rest. Just wish I'd made the switch sooner Reviewed on: 11th April 2023

Love monzo

Love how monzo has different saving pots and has really helped me with my spending Reviewed on: 11th April 2023

What a girl wants...

...what a girl needs, the monzo app makes me happy and sets me free (to manage my money easily) Reviewed on: 11th April 2023

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