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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Reliable and easy to use.

Monzo is great and easy to manage my spending and savings. I had trouble with unauthorised transactions and monzo helped me get the money back. Highly recommend! Reviewed on: 11th April 2023

The Best

I am using Monzo since 6 years. I never feel that I need another bank account for my life and my finance. Easy to use and the best app if you need to manage for everything. Whenever I need a customer service the team always with me and I have always quick response for any of my questions or issues. Always feel my finance in secure and security is the best too. I can’t find any other words to explain how happy I am. Thank you Monzo Team. Reviewed on: 11th April 2023

Come on who is going to beat Monzo at it

No other bank has done it like Monzo has. Other banks are way behind or trying to implement what Monzo has been doing, only now. I like the fact that they have a chat system and that you have your independence on the app. Budgeting tool is also great! The interface i also like, how it’s set up and easy to use. Reviewed on: 11th April 2023

Banking of the future... today...

Monzo is the future... today. Everything you need from a bank at the tip of your fingers. What is there not to link Reviewed on: 11th April 2023

Incredible, innovative Bank

I've been with Monzo for almost 5 years now and I can honestly say I've had by far the best experience with Monzo bank. Monzo have great features to help you save and manage your money. Monzo also have excellent customer service I have never had any major issues with Monzo bank. Reviewed on: 11th April 2023

Best banking app ever

Have used monzo for years, wouldn’t go with anyone else Reviewed on: 11th April 2023

Better than Starling

Moved over from Starling in October last year. So much more functionality, insight. Reviewed on: 11th April 2023

Just better.

The legacy banks are trying to catch up, but are still behind. Reviewed on: 11th April 2023

Best banking experience

Simple to use, instant payments and transfers, tailor made, lots if fantastic products. Reviewed on: 11th April 2023

Really good

Lots of useful features, instant notification of transitions is really useful. Pots help with managing money. Reviewed on: 11th April 2023

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