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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

The best bank!

5
I've been with around 6 UK banks but Monzo is the best! The app is very easy and intuitive to use. It's very easy to send money to someone compared to traditional banks, while at the same time Monzo protects you from scammers. The customer service is excellent and the advisors always respond promptly. Reviewed on: 11th April 2023
Penelope Kopala's avatar
Penelope Kopala

Brilliant and easy

5
Brilliant and easy to use and so good to have was told about it by a mate Reviewed on: 11th April 2023
Tom Coleman's avatar
Tom Coleman

I love this bank.

5
The only problem I've ever had with them which wasnt there issue but they sorted it straight away. Such an amazing bank so caring and considerate. Reviewed on: 11th April 2023
Voidy Voidz's avatar
Voidy Voidz

Monzo has changed banking

4
Monzo offers many features and has changed the way banking works. Everything is simple to do. Could do with improving customer service though. Reviewed on: 11th April 2023
Richa's avatar
Richa

Amazin'

5
Easy to use and reliable! Long time customer. I cant wait for investment and other options. Reviewed on: 11th April 2023
Richard Horvath's avatar
Richard Horvath

Brilliant bank

5
Easy to use, best international rates! Card accepted everywhere Reviewed on: 11th April 2023
La Toya's avatar
La Toya

Great customer service

5
Monzo is fantastic, great customer service, easy app. I’ve recommended to several friend and family who are also enjoying their Monzo accounts now. Reviewed on: 11th April 2023
charlie Brown's avatar
charlie Brown

SUPER easy to use

5
Never had a banking app so easy to use! Reviewed on: 11th April 2023
A allen 's avatar
A allen

Easiest and friendliest bank

5
Always had great customer service when I needed it, account was easy to set up and easy to maintain. Round-up pots are a fab idea. I used to work for a high street bank and I much prefer monzo over my previous company Reviewed on: 11th April 2023
Leah's avatar
Leah

Been with Monzo for years, gets better each and every month

5
I love the innovations Monzo keep coming up with, such as bringing mortgagte visibility into the app. Little things like this just make managing your money so much easier Reviewed on: 11th April 2023
Martyn's avatar
Martyn

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