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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

the bank for current times

5
Love that the monzo took away all the annoying rigidity of old banks and looked at the user base and added each feature based on what would make it appropriate for them. They’re doing it so well in fact that if someone told me they weren’t in it for the money, I’d believe them. Reviewed on: 11th April 2023
Ben Barker's avatar
Ben Barker

We love Monzo

5
All members of our family have Monzo .. but we want one for our grandchild can you do a mini Monzo ( baby Monzo ) Reviewed on: 11th April 2023
Lesley Mitchell's avatar
Lesley Mitchell

Great

5
Great app, simple and intuitive always Reviewed on: 11th April 2023
Rory's avatar
Rory

The Best Online Bank Ever!

5
I have banked with Monzo since it was in Beta and i can say it has been the most fantastic experience ever, great deals, great abroad, fantastic customer service and more! I could not recommend this bank more. Reviewed on: 11th April 2023
danman5k's avatar
danman5k

Youngs

5
For security and confidentiality Monzo bank is the best Reviewed on: 11th April 2023
amana abdul's avatar
amana abdul

Monzo is King

5
Literally the best bank I've ever delt with. Fair, reasonable and convenient! Just awesome! Reviewed on: 11th April 2023
Kyle Aronson's avatar
Kyle Aronson

Game changer

5
Monzo banking has helped me completely get to grips with my finances. The app-first approach means I as a person with ADHD have less barriers between me and my bank account. Clever mechanisms, user friendly designs, fantastic customer service (not to mention, BRILLIANT social media voice). I used to live in my overdraft with my old high street bank, now I don't even use one. Reviewed on: 11th April 2023
Nicole Baines-Knox's avatar
Nicole Baines-Knox

Easy and Fast

5
Everything on the app is so easy to use. From sending and receiving money as well as notifications. Customer support is also really helpful and quick. I'll use monzo over any high street bank for as long as they are active! Reviewed on: 11th April 2023
Michael's avatar
Michael

Great Bank easy to use

5
Love Monzo, so easy to use and make/receive payments from friends and family Reviewed on: 11th April 2023
Sara Cross's avatar
Sara Cross

Amazing, modern bank

5
Switching to Monzo was one of the best decisions I've made. Everything is so easy. Their app is a cut above the rest. Just wish I'd made the switch sooner Reviewed on: 11th April 2023
Leanne's avatar
Leanne

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