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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Love monzo

5
Love how monzo has different saving pots and has really helped me with my spending Reviewed on: 11th April 2023
Katie's avatar
Katie

What a girl wants...

5
...what a girl needs, the monzo app makes me happy and sets me free (to manage my money easily) Reviewed on: 11th April 2023
Joopy's avatar
Joopy

Reliable and easy to use.

5
Monzo is great and easy to manage my spending and savings. I had trouble with unauthorised transactions and monzo helped me get the money back. Highly recommend! Reviewed on: 11th April 2023
Mavis 's avatar
Mavis

The Best

5
I am using Monzo since 6 years. I never feel that I need another bank account for my life and my finance. Easy to use and the best app if you need to manage for everything. Whenever I need a customer service the team always with me and I have always quick response for any of my questions or issues. Always feel my finance in secure and security is the best too. I can’t find any other words to explain how happy I am. Thank you Monzo Team. Reviewed on: 11th April 2023
Can Erdem's avatar
Can Erdem

Come on who is going to beat Monzo at it

5
No other bank has done it like Monzo has. Other banks are way behind or trying to implement what Monzo has been doing, only now. I like the fact that they have a chat system and that you have your independence on the app. Budgeting tool is also great! The interface i also like, how it’s set up and easy to use. Reviewed on: 11th April 2023
Axo 's avatar
Axo

Banking of the future... today...

5
Monzo is the future... today. Everything you need from a bank at the tip of your fingers. What is there not to link Reviewed on: 11th April 2023
AdamW's avatar
AdamW

Incredible, innovative Bank

5
I've been with Monzo for almost 5 years now and I can honestly say I've had by far the best experience with Monzo bank. Monzo have great features to help you save and manage your money. Monzo also have excellent customer service I have never had any major issues with Monzo bank. Reviewed on: 11th April 2023
Jeffrey's avatar
Jeffrey

Best banking app ever

5
Have used monzo for years, wouldn’t go with anyone else Reviewed on: 11th April 2023
Bailey Kmecik's avatar
Bailey Kmecik

Better than Starling

5
Moved over from Starling in October last year. So much more functionality, insight. Reviewed on: 11th April 2023
Alex's avatar
Alex

Just better.

5
The legacy banks are trying to catch up, but are still behind. Reviewed on: 11th April 2023
Andj's avatar
Andj

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