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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Quick, Easy, Reliable

I am very pleased with my Monzo packaged account, they offer a lot of value. The application is amazing and modern, the customer service is quick to respond and unfortunately I had to contact the fraud team as well and my issue was resolved quickly. Not to mention I love the exclusive white steel card I got. Thanks Monzo! Reviewed on: 11th April 2023

Fabulous banking

Had Monzo account for some Time and really enjoy it easy use efficient and great Reviewed on: 11th April 2023

I love Monzo!

Monzo has put me in control of my finances! The app is easy to use and features like pots has made it easier to save for various life events including my first home. Reviewed on: 11th April 2023

Hands down a winner

Monzo has been one of the best decisions I have ever made. Not only does it avoid the bureaucratic BS that other banks force upon you, there systems legitimately help you save by putting your finances in your hands. There app and systems are leaps ahead of any other high street bank. Reviewed on: 11th April 2023

Best Bank Ever

Easy to use product - absolute trailblazers Reviewed on: 11th April 2023

Great for Budgeting

Using Pots, setting scheduled payments from these pots and using virtual cards has made it so easy to organise my finances, as well as being able to see all my other accounts in one place. Being able to assign category’s and add notes is a great help in tracking spending in specific areas. Reviewed on: 11th April 2023

Great bank - can't recommend enough!

Opened a Monzo account initially just to use while on holiday for the fee-free transactions abroad but ended up switching my Current Account from Santander to Monzo after I realised how easy it was to track spending and keep on top of my finances. I love the interface of the app and the ability to categorise spending and round up into pots - it puts a fun into finance I wouldn't have thought was possible. Have recommended to 4 friends already! Reviewed on: 11th April 2023

Simple, intuitive and modern

Their customer service is impeccable. The app is easy to use and ever evolving. The interface is gamified and enjoyable - without doubt it’s the best bank in the UK, especially for younger folk like myself starting to build savings. 11/10 Reviewed on: 11th April 2023

Fantastic bank

I don't usually review things but monzo is so easy to use, the updates on what you've spent and where you spent it is so helpful for future planning and the roundup savings feature is amazing and helping me (terrible at saving) put some money aside. Also the perks of being a premium customer are definitely worth it I couldn't recommend monzo enough Reviewed on: 11th April 2023

Love at first sight

love finally an account which is visually colorful and full of features. Reviewed on: 11th April 2023

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