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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Best banking experience

5
Simple to use, instant payments and transfers, tailor made, lots if fantastic products. Reviewed on: 11th April 2023
Newton Oyugi's avatar
Newton Oyugi

Really good

5
Lots of useful features, instant notification of transitions is really useful. Pots help with managing money. Reviewed on: 11th April 2023
Iain Willis's avatar
Iain Willis

Banking made simple

5
It just works!!!!!!!!!!!!!!!!!!! Reviewed on: 11th April 2023
Almo Mitchell's avatar
Almo Mitchell

Next Level Service

5
Monzo has supported me greatly during any issue I have ever had, whether that be losing my card or having an issue with an online transaction. It is the best bank I have ever used. The features in the app make it incredibly easy to flex purchases and set up pots, and I feel safe online using virtual cards. Couldn’t recommend a better bank. Reviewed on: 11th April 2023
Sean's avatar
Sean

Makes managing money fun

5
Absolutely love using Monzo to manage my money, makes money fun! Reviewed on: 11th April 2023
Becca's avatar
Becca

Best fintech

5
Had Monzo for years now and I can say it is one of the best out there. Reviewed on: 11th April 2023
Manuel Faju's avatar
Manuel Faju

Best Bank no doubt

5
Ever sice joining monzo I have loved the little features especially round up, I ha e saved money without even thinking about it. I have recommended to lots of my friends. Keep being great Reviewed on: 11th April 2023
Davina Hopewell's avatar
Davina Hopewell

Monzo banking

5
I love my monzo account, love the easy access and early pay dates, any issues iv ever had has been resolved Reviewed on: 11th April 2023
Geraldine M's avatar
Geraldine M

Efficient and helpful!

5
A very reliable and efficient banking app. The only bank that would offer quick customer service with immediate results! Reviewed on: 11th April 2023
Aimee's avatar
Aimee

No faff

5
The banking app is so easy to use and there’s always good customer service on hand Reviewed on: 11th April 2023
Alexia Shaibu-Lenoir's avatar
Alexia Shaibu-Lenoir

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