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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Monzo puts the customer needs first

Monzo has created innovative products and features that are designed around how customers use their current account e.g. simple bill splitting, schedule payments, pots. Reviewed on: 11th April 2023

Monzoooo

Great online banking..easy to use.. Userfriendly and smart app... Its been 2 years i have been using monzo and it has always been a reliable companian.. Thank you Reviewed on: 11th April 2023

control your finances

overview of what you spend where really does help me to keep my budget under control Reviewed on: 11th April 2023

Monzo is simply the best banking experience

I've banked with Monzo for years now and love that the app gives me up-to-date information on my bank account and other linked accounts. Moving money is effortless and everything is quick and easy. Reviewed on: 11th April 2023

Great bank - more than a customer.

Monzo makes you feel like more than a customer from day one. The language they use to talk to customers makes it easy to understand, and you know you can confide in monzo about financial worries etc. Reviewed on: 11th April 2023

BEST. BRITISH. BANK. Nuff said.

Very responsive customer service. When my card expires, the new one will be sent immediately. Banking has never been so easy and convenient. Twenty thumbs up (had to borrow 16 of them from my neighbours). Reviewed on: 11th April 2023

Brilliant banking app.

MONZO bank is fantastic. It's modern, sleek and links up to credit apps so that you can track your credit rating. It's so user friendly and easy to save money with savings pots.. Reviewed on: 11th April 2023

Monzo is the perfect bank

I always dreamt about a bank with a useful app, great customer service and absolutely transparent language. I have all this on Monzo, plus a pretty card (LOVE THE COLOUR), an amazing friendly notifications system, unimaginable functions like splitting the bill with a non-Monzo user, and the ultra plus Flex payments. OMG, how can we not love it? Reviewed on: 11th April 2023

Fast banking

It's amazing how monzo is fast , to transfer , make payments and when I receive from my salary its always one day before. No bank do this in high Street. Reviewed on: 11th April 2023

Great banking app, very easy to use!

I have been a Monzo customer for a few years now and the services that I have been receiving are great to date. Kudos to the Monzo team for making banking easier! Reviewed on: 11th April 2023

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