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Monzo: Current account reviews

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4.93
Based on 19,403 reviews, last reviewed 5th May 2026
221% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19403)

Best bank ever

5
Really love Monzo, great customer service and a great product. A few features that they could work on, but overall the best UK bank I've ever been with. Reviewed on: 11th April 2023
Solomon Wilkinson's avatar
Solomon Wilkinson

Outstanding service

5
Outstanding service and app. So easy to access everything through the app. Love the pots feature. Reviewed on: 11th April 2023
Anonymous's avatar
Anonymous

Great service, modern bank account

5
Always fantastic service, from notifications regarding money in and out to early payments the day before everything is fantastic. Always feel on top of my money and spending and much easier to budget with my Monzo account. Reviewed on: 11th April 2023
Claire's avatar
Claire

Great current account

5
The current account is very good. So easy to use and the app is the by far the best banking app I have had. Easy to send and receive money, a nice notification when you do and so useful being able to easily open and close 'pots' to help put money aside for various occasions. Reviewed on: 11th April 2023
Harriet's avatar
Harriet

I LOVE banking with Monzo

5
I've used Monzo for a long time now, back when they were more of a cashcard. I find using them really easy and in tune with modern living. Being able to move money is easy, I like how easy it is to contact and sort things out with them over chat and their communication about other products, updates and offers is always useful. The app is really insightful, offering trends and thoughts on how I use my money month to month. Reviewed on: 11th April 2023
Steph Charlesworth's avatar
Steph Charlesworth

Life-changing

5
Switching from a trad bank to Monzo 5 years ago was one of the best decisions I ever made. My finances have transformed from being in debt, to having an emergency fund, a deposit for a house and a little extra saved away. Easy to use, accessible and customer-centric, Monzo were a breath of fresh air. Now my husband has an account, we have a joint account, and a business account. I made the mistake of opening a business account with a competitor, resulting in unnecessary stress. My only criticism is that the innovation seems to have halted. I'd like to see them venture into new areas, as Revolut has. Reviewed on: 11th April 2023
L S's avatar
L S

Superb. Never going back to another bank

5
Been with them for years. Super quick responses for support, amazing design and UX. Superb. Reviewed on: 11th April 2023
Jon Bennallick's avatar
Jon Bennallick

Great Organisation and App

5
Really like the app, getting paid early, features and customer service. Reviewed on: 11th April 2023
JonathanAllcock's avatar
JonathanAllcock

Outstanding customer service complimented by a cutting-edge banking platform

5
Monzo have fully utilised cutting edge technologies to create an innovative, highly effective banking app which allows me to take control of finances with great ease. Their customer service team are always top-drawer, efficient and extremely useful when required. A true Banking leader in the modern world who i am delighted to be a customer for. Reviewed on: 11th April 2023
Alex Todd's avatar
Alex Todd

Fantastic account!

5
Love using monzo, especially when abroad. Reviewed on: 11th April 2023
Harry Coates's avatar
Harry Coates

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