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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Fantastic bank

5
I don't usually review things but monzo is so easy to use, the updates on what you've spent and where you spent it is so helpful for future planning and the roundup savings feature is amazing and helping me (terrible at saving) put some money aside. Also the perks of being a premium customer are definitely worth it I couldn't recommend monzo enough Reviewed on: 11th April 2023
David stephens's avatar
David stephens

Love at first sight

5
love finally an account which is visually colorful and full of features. Reviewed on: 11th April 2023
Francesco 's avatar
Francesco

Monzo puts the customer needs first

5
Monzo has created innovative products and features that are designed around how customers use their current account e.g. simple bill splitting, schedule payments, pots. Reviewed on: 11th April 2023
Joe Colebrook's avatar
Joe Colebrook

Monzoooo

5
Great online banking..easy to use.. Userfriendly and smart app... Its been 2 years i have been using monzo and it has always been a reliable companian.. Thank you Reviewed on: 11th April 2023
Gokul babu's avatar
Gokul babu

control your finances

4
overview of what you spend where really does help me to keep my budget under control Reviewed on: 11th April 2023
ian silversides's avatar
ian silversides

Monzo is simply the best banking experience

5
I've banked with Monzo for years now and love that the app gives me up-to-date information on my bank account and other linked accounts. Moving money is effortless and everything is quick and easy. Reviewed on: 11th April 2023
Paul's avatar
Paul

Great bank - more than a customer.

5
Monzo makes you feel like more than a customer from day one. The language they use to talk to customers makes it easy to understand, and you know you can confide in monzo about financial worries etc. Reviewed on: 11th April 2023
Josh's avatar
Josh

BEST. BRITISH. BANK. Nuff said.

5
Very responsive customer service. When my card expires, the new one will be sent immediately. Banking has never been so easy and convenient. Twenty thumbs up (had to borrow 16 of them from my neighbours). Reviewed on: 11th April 2023
Deny Setiyadi's avatar
Deny Setiyadi

Brilliant banking app.

5
MONZO bank is fantastic. It's modern, sleek and links up to credit apps so that you can track your credit rating. It's so user friendly and easy to save money with savings pots.. Reviewed on: 11th April 2023
Renita Cronje's avatar
Renita Cronje

Monzo is the perfect bank

5
I always dreamt about a bank with a useful app, great customer service and absolutely transparent language. I have all this on Monzo, plus a pretty card (LOVE THE COLOUR), an amazing friendly notifications system, unimaginable functions like splitting the bill with a non-Monzo user, and the ultra plus Flex payments. OMG, how can we not love it? Reviewed on: 11th April 2023
R. Pozzetti's avatar
R. Pozzetti

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