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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

User friendly, data driven insights

It’s one of the best customer centric banks made for the next generation users. It’s simple, clear and transparent. Offers nice services, can’t complain. Reviewed on: 11th April 2023

Monzo Review

Love monzo, great for creating separate pots to manage money. Split pot and tabs and very good for shared accommodation. Reviewed on: 11th April 2023

Don't know what I would do without monzo

The best bank out there, the user interface is easy to understand, saving pots are amazing and I love the total additional of all of your spend throughout the day. It allows me to budget my money WAY better Reviewed on: 11th April 2023

Excellent, simple and more benfits than you can shake a fist at.

My switch to Monzo has been hugely beneficial, predominantly around my own money saving. Traditional banks were just giving me one number, my balance, and telling me nothing about what was actually happening with my account. Since my switch to Monzo, my finances have NEVER been healthier and I have their analytics tools to thank for that! I couldn't recommend these guys more. Reviewed on: 11th April 2023

It changed my financial life

When I first got a Monzo current account I was living each month payslip to payslip with literal pennies left in my account. With the tools of the Monzo current account I managed to get myself out of a hole and start saving while being able to live reasonably well. I can’t see myself ever switching away from Monzo and even for those not needing help budgeting, I would advise to get a Monzo account. Reviewed on: 11th April 2023

Best banking experience

I have been with a legacy bank provder for years, but Monzo is a completely different level of experience and value for users. Even as the legacy banks try to copy their tools, they don't do it anywhere near as effectively. Reviewed on: 11th April 2023

The best

Very customer centric human bank, sleek interface and make it easier to save money, pay friends, open joint accounts. Also great cash ISA interest rate. Love the company and their ethos. Reviewed on: 11th April 2023

Most user-friendly and life-friendly bank account

Tailored to real human beings and their needs, so many different features and options to offer flexibility and tailor your bank account to how you need it. I also use Monzo business for my business. Reviewed on: 11th April 2023

Monzo is the best

I am constantly telling my friends and family about Monzo and how easy it is to use. I much prefer it to other banks I have been with and love the budgeting and categorisation features. Reviewed on: 11th April 2023

Hassle free banking

If it's hassle free banking you want then monzo is for you. Quickly and easily pay people, set up pots to manage your money or transfer between pots. Been using monzo for a while now and I love it Reviewed on: 11th April 2023

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