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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Great Service

The user experience of using Monzo is great, with them also launching new services like the Flex model. I would of given this review a 5 if it wasn't for slow customer service at times. Reviewed on: 11th April 2023

What a refreshing change to banking!

I've been with Monzo now for nearly two years and I have to say their approach to banking is fantastic. From their flexible loan products with ease of repayments, through to their savings pots which can we utilised quickly and efficiently. I'm a happy Monzo customer. Reviewed on: 11th April 2023

Amazing

Been with Monzo from the start and now only use them. The app is great and easy to use, no issues. The bank itself is great along with their staff Reviewed on: 11th April 2023

It's a hub for all finances - NOT JUST A BANK

Exclusive Monzo banker since 018' Customer service is 1000x better than any legacy bank. UI/UX spot on Reviewed on: 11th April 2023

A bank for everyone

Great services, user interface and products Reviewed on: 11th April 2023

the best bank in britain

customer service is top notch, they are able to detect when illegal activity is going on on my acct and block it off Reviewed on: 11th April 2023

Communicative and modern.

They don't leave customers in the dark. They communicate effectively and make everyday banking generally easier. Plus, I love their social media presence! Reviewed on: 11th April 2023

Banking redefined.

Literally changed the way I think about money. Reviewed on: 11th April 2023

Amazing Bank

Amazing Bank who is on a mission to revolutionise the banking customer experience. Reviewed on: 11th April 2023

Personal banking which is ACTUALLY easy to use

I've always loved Monzo's focus on being user friendly and feel they've forced the banking industry to catch up and simplify banking to the masses. As a premium account holder the perks and price are brilliant and I'll be banking with them for some time to come. Reviewed on: 11th April 2023

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