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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Best day-to-day banking

Easy to use - fast and effective support. Modern banking as it should be. Reviewed on: 11th April 2023

Best Banking APP

Absolutely love my Monzo account as the team are super helpful 24/7. Sending money to South Africa is really easy and low cost. I save money with the tips that they send me and different pots. I pay for a premium account but saves me the hassle of insurances when I am abroad and the benefits are fantastic. Reviewed on: 11th April 2023

Love Monzo

I use Monzo to keep my monthly spending money separate to my household bills and find it really easy to use and keep track of spending as I go through the month. Customer ervice has always been really good too and it's easy to split a bill with friends. Reviewed on: 11th April 2023

Easy and helpful

Really easy to use banking app, lots of helpful tricks on there to see your spending etc. Reviewed on: 11th April 2023

Easy to use features and a positive customer service team

Brilliant service, very easy-to-use app and a great interest rate too Reviewed on: 11th April 2023

Best bank in uk I never seen I love the bank

Very cool and excellent bank account and also good respond and transfer is so good and quick I am genuinely happy and grateful to this bank Reviewed on: 11th April 2023

10/10 bank

Overall a great experience, easy to use and great customer service Reviewed on: 11th April 2023

Easy, user-friendly & clear

App is so easy to use, they explain details of banking/interest rates in a really easy to understand way so you actually know what you are signing up for. Feels like you can really trust them. Also so nice to get instant notification of payments (especially when on holiday) - it's always up to date. Reviewed on: 11th April 2023

All banks should be like Monzo

I love banking with Monzo I have no complaints. The only things I would change, but not big enough deals to me are the fact that I can't get home insurance through Monzo and the fact that I can't change the date of when my Monzo Premium payment comes out of my account Reviewed on: 11th April 2023

The pioneers in 21st century banking app

Monzo became a standard guideline of banking app. Since Monzo was introduced to UK, they’ve been progressed remarkably well. Thanks to Monzo, many competitors have been re-designed/made huge amendments to their banking app to more user-friendly, intuitive and super convenient. Reviewed on: 11th April 2023

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