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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Outstanding customer service complimented by a cutting-edge banking platform

5
Monzo have fully utilised cutting edge technologies to create an innovative, highly effective banking app which allows me to take control of finances with great ease. Their customer service team are always top-drawer, efficient and extremely useful when required. A true Banking leader in the modern world who i am delighted to be a customer for. Reviewed on: 11th April 2023
Alex Todd's avatar
Alex Todd

Fantastic account!

5
Love using monzo, especially when abroad. Reviewed on: 11th April 2023
Harry Coates's avatar
Harry Coates

User friendly, data driven insights

5
It’s one of the best customer centric banks made for the next generation users. It’s simple, clear and transparent. Offers nice services, can’t complain. Reviewed on: 11th April 2023
Luke Carroll's avatar
Luke Carroll

Monzo Review

5
Love monzo, great for creating separate pots to manage money. Split pot and tabs and very good for shared accommodation. Reviewed on: 11th April 2023
Tom's avatar
Tom

Don't know what I would do without monzo

5
The best bank out there, the user interface is easy to understand, saving pots are amazing and I love the total additional of all of your spend throughout the day. It allows me to budget my money WAY better Reviewed on: 11th April 2023
Eden Theodore's avatar
Eden Theodore

Excellent, simple and more benfits than you can shake a fist at.

5
My switch to Monzo has been hugely beneficial, predominantly around my own money saving. Traditional banks were just giving me one number, my balance, and telling me nothing about what was actually happening with my account. Since my switch to Monzo, my finances have NEVER been healthier and I have their analytics tools to thank for that! I couldn't recommend these guys more. Reviewed on: 11th April 2023
Ross McLean's avatar
Ross McLean

It changed my financial life

5
When I first got a Monzo current account I was living each month payslip to payslip with literal pennies left in my account. With the tools of the Monzo current account I managed to get myself out of a hole and start saving while being able to live reasonably well. I can’t see myself ever switching away from Monzo and even for those not needing help budgeting, I would advise to get a Monzo account. Reviewed on: 11th April 2023
Jack's avatar
Jack

Best banking experience

5
I have been with a legacy bank provder for years, but Monzo is a completely different level of experience and value for users. Even as the legacy banks try to copy their tools, they don't do it anywhere near as effectively. Reviewed on: 11th April 2023
Chris Hargraves's avatar
Chris Hargraves

The best

5
Very customer centric human bank, sleek interface and make it easier to save money, pay friends, open joint accounts. Also great cash ISA interest rate. Love the company and their ethos. Reviewed on: 11th April 2023
Viviana's avatar
Viviana

Most user-friendly and life-friendly bank account

5
Tailored to real human beings and their needs, so many different features and options to offer flexibility and tailor your bank account to how you need it. I also use Monzo business for my business. Reviewed on: 11th April 2023
Danio's avatar
Danio

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