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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Simplest Banking App

Simple. Simple. Simple. This app is super simple to use - from transferring friends to saving money. It's awesome. It's easier to tell that Monzo has put their customers at the forefront of everything, they really do build for us! Reviewed on: 11th April 2023

Excellant

Easy to bank with Monzo. Hassle free Reviewed on: 11th April 2023

Life-changing

There are so many features of Monzo that make it the best bank I've ever had an account with. The main element that has turned my financial situation around is the use of pots for setting money aside - this made it 100 times easier to manage my bills and expenses. I also love that Monzo offers interest on current accounts, something which hardly anywhere seems to do any more. I can't stop recommending it to people! Reviewed on: 11th April 2023

Absolutely no regrets on switching over

I have zero regrets on switching over. The app is simple to use and has allowed to to manage / monitor my money. Reviewed on: 11th April 2023

Best Bank and User Friendly

Really easy to use and have always enjoyed banking with Monzo - also very responsive Reviewed on: 11th April 2023

Best bank account ever!

Monzo provide everything I need from a bank account and so much more. It’s great for organising my money and the best when travelling abroad. Reviewed on: 11th April 2023

I love it!!!

Monzo is the most flexible bank account I’ve ever had, always feel in control on my money. Pots are the best idea to help with saving and allocating money. Everything is easy and the UI is great. Love sending an emoji to my friends to say thank you!! Reviewed on: 11th April 2023

Always first class

My Monzo account is amazing. I love that I am able to keep an eye on what I am spending. My experience of their customer service team was exceptional. Couple this with the fabulous flexibility, and competitive rates, when travelling abroad and it really is first class in all areas. Reviewed on: 11th April 2023

Great app, easy to use, good range of services on offer

I love using Monzo, it's really reliable and so easy to use. It's great to have the app right there on your phone so you can keep tabs on your spending and settle any balances with friends and contacts instantly. There's also a really good range of savings accounts on offer with good interest rates and it's really handy for travelling. Highly recommend Monzo Reviewed on: 11th April 2023

Perfect

Monzo makes it easy to keep track of my money, split bills with friends, pay and receive money from friends easily and travel without any stress. App works well and does everything I need. Reviewed on: 11th April 2023

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