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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Great product

I love Monzo and use it as my main bank account. They are always launching great new features like Flex, which is much more convenient for me than using third party buy now pay later services. I pay for Monzo Premium and think it's great value with the insurance that is included and better deals on cash when travelling. Reviewed on: 11th April 2023

Amazing service

Love using Monzo bank around the world, very easy. Reviewed on: 11th April 2023

Monzo is the best

Monzo is the best - easy & simple to use Reviewed on: 11th April 2023

Great user interaction

Monzo makes it so easy to send money to friends and family. The split bill and request money tool is so useful. Me and my friends always use Monzo to pay eachother because it’s so quick. Reviewed on: 11th April 2023

Easy to use

Easy to use and have good fixed fee options Reviewed on: 11th April 2023

Fantastic intuitive banking app

Excellent app, easy to use and has everything I need! Switched to our main account a while ago and not looked back Reviewed on: 11th April 2023

Excellent bank

So easy to keep up to date with incoming and outgoings. Great app and easy to use. Reviewed on: 11th April 2023

So easy

Even opening the account was so easy - none of the nonsense with big banks. I love the fact that when I swipe my card, money is taken off my account immediately and does not sit as a pending transaction. Maybe a small benefit in most people's eyes but really helpful for me. Being able to put spending into categories helps to track my spending easily. Saving pots are easy to set up. Transferring money overseas is easy. Using my card abroad is easy. I was subject to fraud not too long ago. It was easy to block my card and communicate with the fraud team who sent me a new card. No call centres and queues to deal with. It was easy to do and my new card arrived super fast. Monzo is easy to use and easy to manage your account. Thanks Monzo. Reviewed on: 11th April 2023

Excellent customer service

I recently had to contact the Monzo team about a delicate matter. They were very helpful, kind and dealt with my query effectively and efficiently. Keep up the great work. Reviewed on: 11th April 2023

Monzo

Always let’s u know when money coming in and out of account quick to resolve problems Reviewed on: 11th April 2023

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