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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Amazing Bank

5
Amazing Bank who is on a mission to revolutionise the banking customer experience. Reviewed on: 11th April 2023
Bia's avatar
Bia

Personal banking which is ACTUALLY easy to use

5
I've always loved Monzo's focus on being user friendly and feel they've forced the banking industry to catch up and simplify banking to the masses. As a premium account holder the perks and price are brilliant and I'll be banking with them for some time to come. Reviewed on: 11th April 2023
Huw Sambrook's avatar
Huw Sambrook

Best day-to-day banking

5
Easy to use - fast and effective support. Modern banking as it should be. Reviewed on: 11th April 2023
Dan Johns's avatar
Dan Johns

Best Banking APP

5
Absolutely love my Monzo account as the team are super helpful 24/7. Sending money to South Africa is really easy and low cost. I save money with the tips that they send me and different pots. I pay for a premium account but saves me the hassle of insurances when I am abroad and the benefits are fantastic. Reviewed on: 11th April 2023
Natasha Herman's avatar
Natasha Herman

Love Monzo

5
I use Monzo to keep my monthly spending money separate to my household bills and find it really easy to use and keep track of spending as I go through the month. Customer ervice has always been really good too and it's easy to split a bill with friends. Reviewed on: 11th April 2023
Liz Slack's avatar
Liz Slack

Easy and helpful

5
Really easy to use banking app, lots of helpful tricks on there to see your spending etc. Reviewed on: 11th April 2023
Ellie's avatar
Ellie

Easy to use features and a positive customer service team

5
Brilliant service, very easy-to-use app and a great interest rate too Reviewed on: 11th April 2023
Alexander Nair's avatar
Alexander Nair

Best bank in uk I never seen I love the bank

5
Very cool and excellent bank account and also good respond and transfer is so good and quick I am genuinely happy and grateful to this bank Reviewed on: 11th April 2023
Shashidhar venkataramana's avatar
Shashidhar venkataramana

10/10 bank

5
Overall a great experience, easy to use and great customer service Reviewed on: 11th April 2023
Noah's avatar
Noah

Easy, user-friendly & clear

5
App is so easy to use, they explain details of banking/interest rates in a really easy to understand way so you actually know what you are signing up for. Feels like you can really trust them. Also so nice to get instant notification of payments (especially when on holiday) - it's always up to date. Reviewed on: 11th April 2023
Fiona's avatar
Fiona

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