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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

awesome. and easy

joined after being with my high street bank for 39 years, joining was easy they did everything for me no hiccups, there "pots" feature is awesome and so easy. Customer services are super helpful. interest rates for savings are one of the highest out there and so many options all under 1 account its brilliant. Lots of other features all easy to use. Well done Monzo should have looked at this years ago. oh and you can send to Crypto Exchanges Reviewed on: 11th April 2023

The perfect bank

Monzo offers everything and more that I could need from a bank, the systems that Monzo use really encourage and support those who want to track their spending, grow their spending and learn more about their finances. Without Monzo, I don't think I would have saved so much in the past couple of years. Thank you, Monzo! Reviewed on: 11th April 2023

Best current account ever

Great account, the ability to have several pots and be able to mange them. To have spending and saving updates on the go us great. Using my card abroad is hassle free . Reviewed on: 11th April 2023

Best bank

They are the best bank I ever used and the bank app is fast and easy to use Reviewed on: 11th April 2023

Easy banking

Monzo has made my life so easier since they offered me monzo flex. As this helps me to pay my bills and shopping over the period of time and interest free plans Reviewed on: 11th April 2023

Pots, pots, pots

For a long time, I was looking for a feature enabling me to divide payments right away when money comes in and not to worry whether I miscalculated. Thank you Monzo for pots which help me organising my budget. Thumbs up Reviewed on: 11th April 2023

Quick to us

Excellent app and easy to manage Able to see how you spend your money Reviewed on: 10th April 2023

Great banking

Great bank with a good app used for over a year with no issues and great features Reviewed on: 10th April 2023

Monzo has set a new standard

Banks will follow or will be left in the near future Reviewed on: 10th April 2023

Awesome experience

I love every minute features in the monzo app. They make handling your money very easy and love the way how monzo flex works too. I would highly recommend monzo to my friends and family Reviewed on: 10th April 2023

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