Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19422)

All banks should be like Monzo

4
I love banking with Monzo I have no complaints. The only things I would change, but not big enough deals to me are the fact that I can't get home insurance through Monzo and the fact that I can't change the date of when my Monzo Premium payment comes out of my account Reviewed on: 11th April 2023
Chinyere Stapleton's avatar
Chinyere Stapleton

The pioneers in 21st century banking app

5
Monzo became a standard guideline of banking app. Since Monzo was introduced to UK, they’ve been progressed remarkably well. Thanks to Monzo, many competitors have been re-designed/made huge amendments to their banking app to more user-friendly, intuitive and super convenient. Reviewed on: 11th April 2023
Ji's avatar
Ji

Simplest Banking App

5
Simple. Simple. Simple. This app is super simple to use - from transferring friends to saving money. It's awesome. It's easier to tell that Monzo has put their customers at the forefront of everything, they really do build for us! Reviewed on: 11th April 2023
abdirahman's avatar
abdirahman

Excellant

5
Easy to bank with Monzo. Hassle free Reviewed on: 11th April 2023
Danielle Marshall's avatar
Danielle Marshall

Life-changing

5
There are so many features of Monzo that make it the best bank I've ever had an account with. The main element that has turned my financial situation around is the use of pots for setting money aside - this made it 100 times easier to manage my bills and expenses. I also love that Monzo offers interest on current accounts, something which hardly anywhere seems to do any more. I can't stop recommending it to people! Reviewed on: 11th April 2023
hannahcrw1990's avatar
hannahcrw1990

Absolutely no regrets on switching over

5
I have zero regrets on switching over. The app is simple to use and has allowed to to manage / monitor my money. Reviewed on: 11th April 2023
Phil Silk's avatar
Phil Silk

Best Bank and User Friendly

5
Really easy to use and have always enjoyed banking with Monzo - also very responsive Reviewed on: 11th April 2023
AC's avatar
AC

Best bank account ever!

5
Monzo provide everything I need from a bank account and so much more. It’s great for organising my money and the best when travelling abroad. Reviewed on: 11th April 2023
Mia Anstiss's avatar
Mia Anstiss

I love it!!!

5
Monzo is the most flexible bank account I’ve ever had, always feel in control on my money. Pots are the best idea to help with saving and allocating money. Everything is easy and the UI is great. Love sending an emoji to my friends to say thank you!! Reviewed on: 11th April 2023
Michelle Wright's avatar
Michelle Wright

Always first class

5
My Monzo account is amazing. I love that I am able to keep an eye on what I am spending. My experience of their customer service team was exceptional. Couple this with the fabulous flexibility, and competitive rates, when travelling abroad and it really is first class in all areas. Reviewed on: 11th April 2023
Anna Arnold's avatar
Anna Arnold

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1144 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill