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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great app, easy to use, good range of services on offer

5
I love using Monzo, it's really reliable and so easy to use. It's great to have the app right there on your phone so you can keep tabs on your spending and settle any balances with friends and contacts instantly. There's also a really good range of savings accounts on offer with good interest rates and it's really handy for travelling. Highly recommend Monzo Reviewed on: 11th April 2023
Suzie's avatar
Suzie

Perfect

5
Monzo makes it easy to keep track of my money, split bills with friends, pay and receive money from friends easily and travel without any stress. App works well and does everything I need. Reviewed on: 11th April 2023
lemily's avatar
lemily

Great product

5
I love Monzo and use it as my main bank account. They are always launching great new features like Flex, which is much more convenient for me than using third party buy now pay later services. I pay for Monzo Premium and think it's great value with the insurance that is included and better deals on cash when travelling. Reviewed on: 11th April 2023
Jack Prescott's avatar
Jack Prescott

Amazing service

5
Love using Monzo bank around the world, very easy. Reviewed on: 11th April 2023
Stephanie Beech's avatar
Stephanie Beech

Monzo is the best

5
Monzo is the best - easy & simple to use Reviewed on: 11th April 2023
Jonny 's avatar
Jonny

Great user interaction

5
Monzo makes it so easy to send money to friends and family. The split bill and request money tool is so useful. Me and my friends always use Monzo to pay eachother because it’s so quick. Reviewed on: 11th April 2023
N's avatar
N

Easy to use

5
Easy to use and have good fixed fee options Reviewed on: 11th April 2023
James's avatar
James

Fantastic intuitive banking app

5
Excellent app, easy to use and has everything I need! Switched to our main account a while ago and not looked back Reviewed on: 11th April 2023
Bsharrock's avatar
Bsharrock

Excellent bank

5
So easy to keep up to date with incoming and outgoings. Great app and easy to use. Reviewed on: 11th April 2023
Barry Mealing's avatar
Barry Mealing

So easy

5
Even opening the account was so easy - none of the nonsense with big banks. I love the fact that when I swipe my card, money is taken off my account immediately and does not sit as a pending transaction. Maybe a small benefit in most people's eyes but really helpful for me. Being able to put spending into categories helps to track my spending easily. Saving pots are easy to set up. Transferring money overseas is easy. Using my card abroad is easy. I was subject to fraud not too long ago. It was easy to block my card and communicate with the fraud team who sent me a new card. No call centres and queues to deal with. It was easy to do and my new card arrived super fast. Monzo is easy to use and easy to manage your account. Thanks Monzo. Reviewed on: 11th April 2023
David's avatar
David

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