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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

I love Monzo!

Easiest bank app ever. Budgeting is great, transfers easy, great saving accounts too Reviewed on: 10th April 2023

monzo

I like monzo and monzo’s safety im happy to work with this bank. Reviewed on: 10th April 2023

Good for budgeting

This app is good for budgeting as it shows clearly where your money is spent. However, I've had bad experiences with customer service, and Savings account rates can be beaten elsewhere. I also feel this app should support mutli-currency Reviewed on: 10th April 2023

Amazing bank

Outstanding service always easy and accessible Reviewed on: 10th April 2023

Monzo just works

I have found Mindi’s user interface to be intuitive and hence easy to use. There is full functionality on the iPhone App. Lots of banking services offered with new helpful approaches. The best bit being - it all just works. Reviewed on: 10th April 2023

Smart informative banking

Easy to understand, banking to help the customer Reviewed on: 10th April 2023

Extremely easy to sign up and use

It’s very simple to sign up and it takes no time at all, pretty much everyone in my family has a Monzo account and so does my friends. I can send and receive money straight away by friending my friends and family which is really helpful but the pots are really good for not only saving but organising my money for different things. Couldn’t rate Monzo any better. Sincerely Arie Livett Reviewed on: 10th April 2023

The bees knees

I absolutely love Monzo - I love the pots and being able to separate my money. Monzo has really helped me with budgeting I no longer get to the end of the month with no money! Thank you Monzo! Reviewed on: 10th April 2023

Monzo is great

V responsive customer service, adds features all the time Reviewed on: 10th April 2023

Great

Been a Monzo premium member for quite a while and it has been amazing the ability to collect my wages a day or so earlier helps me to put my money into pots and see my monthly breakdown. The security approvals feature gives piece of mind. Reviewed on: 10th April 2023

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