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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Excellent customer service

5
I recently had to contact the Monzo team about a delicate matter. They were very helpful, kind and dealt with my query effectively and efficiently. Keep up the great work. Reviewed on: 11th April 2023
Karen's avatar
Karen

Monzo

5
Always let’s u know when money coming in and out of account quick to resolve problems Reviewed on: 11th April 2023
Vicky Babic's avatar
Vicky Babic

awesome. and easy

5
joined after being with my high street bank for 39 years, joining was easy they did everything for me no hiccups, there "pots" feature is awesome and so easy. Customer services are super helpful. interest rates for savings are one of the highest out there and so many options all under 1 account its brilliant. Lots of other features all easy to use. Well done Monzo should have looked at this years ago. oh and you can send to Crypto Exchanges Reviewed on: 11th April 2023
jay smith's avatar
jay smith

The perfect bank

5
Monzo offers everything and more that I could need from a bank, the systems that Monzo use really encourage and support those who want to track their spending, grow their spending and learn more about their finances. Without Monzo, I don't think I would have saved so much in the past couple of years. Thank you, Monzo! Reviewed on: 11th April 2023
Rebecca Bowes's avatar
Rebecca Bowes

Best current account ever

5
Great account, the ability to have several pots and be able to mange them. To have spending and saving updates on the go us great. Using my card abroad is hassle free . Reviewed on: 11th April 2023
Anthony Hemeson's avatar
Anthony Hemeson

Best bank

5
They are the best bank I ever used and the bank app is fast and easy to use Reviewed on: 11th April 2023
Frank Tetteh's avatar
Frank Tetteh

Easy banking

5
Monzo has made my life so easier since they offered me monzo flex. As this helps me to pay my bills and shopping over the period of time and interest free plans Reviewed on: 11th April 2023
Aj waseem's avatar
Aj waseem

Pots, pots, pots

5
For a long time, I was looking for a feature enabling me to divide payments right away when money comes in and not to worry whether I miscalculated. Thank you Monzo for pots which help me organising my budget. Thumbs up Reviewed on: 11th April 2023
Petra P.'s avatar
Petra P.

Quick to us

5
Excellent app and easy to manage Able to see how you spend your money Reviewed on: 10th April 2023
Bianca Mukwa's avatar
Bianca Mukwa

Great banking

5
Great bank with a good app used for over a year with no issues and great features Reviewed on: 10th April 2023
Mackenzie Syme's avatar
Mackenzie Syme

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