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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Fantastic accessible service

Monzo has revolutionised banking and is very accessible to use Reviewed on: 9th April 2023

Perfect

Clear and precise viewing of accounts. Reviewed on: 9th April 2023

Fantastic service

The experience has been seamless. Monzo provides an all in one experience, offering you with a user friendly service. I would recommend Monzo any day! Reviewed on: 9th April 2023

Excellent bank

Amazing bank, lots of brilliant features and great service. Reviewed on: 9th April 2023

Monzo Bank - A Banking Experience Like No Other

Monzo bank is a breath of fresh air in the world of banking. Their user-friendly app and customer-focused approach make banking simple and enjoyable. I've been a Monzo customer for over a year now, and I can confidently say that it has exceeded my expectations in every way. One of the things that sets Monzo apart is their commitment to transparency. The app gives you real-time notifications for every transaction, and you can easily see how much you've spent and where you've spent it. This level of transparency has helped me manage my finances better and avoid overspending. Monzo also has excellent customer support! Reviewed on: 9th April 2023

My monzo experience

I just have good thing to say about monzo it’s really a good bank that been helping me since the beginning. I never had a complain about anything. Very happy to have account Reviewed on: 9th April 2023

Highly recommended.

Great company, with a very easy and useful platform. Customer services quick to resolve any issues. Reviewed on: 9th April 2023

Monzo Cares

I opened a Monzo account when I got into the UK and I got my debit card in a few days and have since been transacting without worries, they even offered a salary advance during the Easter which is thoughtful. Monzo Cares Reviewed on: 9th April 2023

Fantastic bank

I love nearly everything about it, balance prediction, pots, notifications etc. Reviewed on: 9th April 2023

Outstanding!

I was with Barclays for years, and a good customer. Refused me a business account so on recommendation I switched my personal and business to monzo and it was the best thing I've done this year. Extremely helpful, far more flexible, and any issues dealt with immediately including fraudulent activity. Would 100% recommend! Reviewed on: 9th April 2023

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