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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo is great

5
V responsive customer service, adds features all the time Reviewed on: 10th April 2023
Amy Rymer's avatar
Amy Rymer

Great

5
Been a Monzo premium member for quite a while and it has been amazing the ability to collect my wages a day or so earlier helps me to put my money into pots and see my monthly breakdown. The security approvals feature gives piece of mind. Reviewed on: 10th April 2023
Patrick98's avatar
Patrick98

Monzo are a wonderful customer experience focused bank

5
I’ve only had great experiences with monzo, their customer service representatives can’t do enough, I’ve never once found the “online bank” to be an issue or offer anything less than a high street bank, monzo is just a great bank to be with! Reviewed on: 10th April 2023
Amymonzo 's avatar
Amymonzo

Best Online Bank I've Used

5
Great app features, different account levels which include different features and benefits. Would strongly recommend Reviewed on: 9th April 2023
Anonymous's avatar
Anonymous

Simple, efficient and user friendly

5
I used Monzo for just over a year and I have been a fan of them since. They were perfect for using overseas and did not require any heavy paperwork to set it up. I have had no issues with them since my opening. The app is fantastic and allows easy usage and up to date transactions and also includes the differences in rates between foreign currencies. Simply put, I am extremely satisfied. Reviewed on: 9th April 2023
Ben James's avatar
Ben James

That's great friendly & easy to use

4
my card security was compromised once they replace my card quickly. Thanks to MONZO Reviewed on: 9th April 2023
Md Anisul Islam's avatar
Md Anisul Islam

Best bank ever thank you monzo

5
Monzo is the best bank so far that I have use thank you monzo for keeping my money safe Reviewed on: 9th April 2023
dave joy's avatar
dave joy

The best bank

5
For me monzo is the best account is to easy to use Reviewed on: 9th April 2023
Carlos Marcelo's avatar
Carlos Marcelo

Money control

5
Current account is easy to manage and transfer when required Reviewed on: 9th April 2023
Keith Jackie West's avatar
Keith Jackie West

Are you using Monzo yet? You should be!

5
Best bank out there bar none. I hope to see it expanded to the rest of Europe. Reviewed on: 9th April 2023
Ioan Banzourkov's avatar
Ioan Banzourkov

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