Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19422)

Best bank

5
Absolutely vest bank by far perfect for budgeting Reviewed on: 9th April 2023

Best British Bank

5
It’s very convenient for bank transfer and it’s great to have it when travelling Reviewed on: 9th April 2023

Fantastic accessible service

5
Monzo has revolutionised banking and is very accessible to use Reviewed on: 9th April 2023

Perfect

5
Clear and precise viewing of accounts. Reviewed on: 9th April 2023

Fantastic service

5
The experience has been seamless. Monzo provides an all in one experience, offering you with a user friendly service. I would recommend Monzo any day! Reviewed on: 9th April 2023

Excellent bank

5
Amazing bank, lots of brilliant features and great service. Reviewed on: 9th April 2023

Monzo Bank - A Banking Experience Like No Other

5
Monzo bank is a breath of fresh air in the world of banking. Their user-friendly app and customer-focused approach make banking simple and enjoyable. I've been a Monzo customer for over a year now, and I can confidently say that it has exceeded my expectations in every way. One of the things that sets Monzo apart is their commitment to transparency. The app gives you real-time notifications for every transaction, and you can easily see how much you've spent and where you've spent it. This level of transparency has helped me manage my finances better and avoid overspending. Monzo also has excellent customer support! Reviewed on: 9th April 2023

My monzo experience

5
I just have good thing to say about monzo it’s really a good bank that been helping me since the beginning. I never had a complain about anything. Very happy to have account Reviewed on: 9th April 2023

Highly recommended.

5
Great company, with a very easy and useful platform. Customer services quick to resolve any issues. Reviewed on: 9th April 2023

Monzo Cares

5
I opened a Monzo account when I got into the UK and I got my debit card in a few days and have since been transacting without worries, they even offered a salary advance during the Easter which is thoughtful. Monzo Cares Reviewed on: 9th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products