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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Fantastic bank

5
I love nearly everything about it, balance prediction, pots, notifications etc. Reviewed on: 9th April 2023
Acdeag's avatar
Acdeag

Outstanding!

5
I was with Barclays for years, and a good customer. Refused me a business account so on recommendation I switched my personal and business to monzo and it was the best thing I've done this year. Extremely helpful, far more flexible, and any issues dealt with immediately including fraudulent activity. Would 100% recommend! Reviewed on: 9th April 2023
Billy B's avatar
Billy B

Easy Banking

5
Monzo is a straight forward bank that can help you with various banking needs. From current accounts, encouraging you to save, budgets, business and much more. You have the flexibility and ease to access your cash and move money - even to split the bills with your friends. Reviewed on: 8th April 2023
angelica's avatar
angelica

Never any problems

5
I read lots of places people have issues but I’ve always had no issues and are transparent Reviewed on: 8th April 2023
Tracy 's avatar
Tracy

Monzo is Magnificent!

5
Amazing business and even better customer service! Quick & helpful when resolving issues! Reviewed on: 8th April 2023
Toure's avatar
Toure

The best

5
Best banking app and service in the world Reviewed on: 8th April 2023
Eyad Syed's avatar
Eyad Syed

Superb mobile app

5
Outstanding bank & digital services Reviewed on: 8th April 2023
Ashwin Verma's avatar
Ashwin Verma

5*

5
Been with Monzo for years never had any issues. Would highly recommend Reviewed on: 8th April 2023
Gavin Rosie's avatar
Gavin Rosie

Excellent for me

5
Excellent for me. Simple and complete. Reviewed on: 8th April 2023
Leszek Filipczuk's avatar
Leszek Filipczuk

Amazing app

5
I like so much UX and UI in the app Reviewed on: 8th April 2023
Iulian Gorea's avatar
Iulian Gorea

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