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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Simplicity

Perfect for transferring money. It was fantastic that I could use Monzo abroad not having to carry euros Reviewed on: 8th April 2023

Puts their customers first

Great customer service.Makes banking fast and friendly.Helpful features such as bill sharing..The number one bank for cashless payments when in the EU as there are no charges. Reviewed on: 8th April 2023

Very easy to use Monzo and helpful

I love Monzo account because I never had any problems before and. I recommend Monzo bank as full stars to my friends because they have good customer’s support. Reviewed on: 8th April 2023

Problem-free and good communications

My Monzo current account does everything it says it'll do. On the rare occasions I've had queries they have responded and answered them. Reviewed on: 8th April 2023

Modern user friendly bank

Features such as daily spend and trending help me. Money pots are good and the app is easy to use Reviewed on: 8th April 2023

Excellent banking service . Almost forgot those days when I was in the queue for banking.

I would like to recommend Monzo to everyone because it’s easy and safe Reviewed on: 8th April 2023

Easy and reliable service

Monzo is a reliable bank. What i love most about them is how stress-free their services are. They have gotten rid of bureaucratic and tedious processes which makes banking with them convenient Reviewed on: 8th April 2023

Fab

After restarting on my own so fantastic that I could just set this up so easily. Thank you Reviewed on: 7th April 2023

The best bank ever

It’s absolutely the best bank ever especially international transactions Reviewed on: 7th April 2023

Very user friendly

Amazing app, very user friendly interface. I keep showing it off to all friends and family 10/10 Reviewed on: 7th April 2023

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