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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

El mejor

Llegue a uk y solo este banco me dejó abrir cuenta en su momento, hoy por hoy estoi muy contento con su servicio y atención al cliente , lo recomiendo Reviewed on: 7th April 2023

Amazing bank! Helped me save so much money

Love this bank. With my use of pots and flex I’ve been able to save the most money I ever have. I can budget better and keep track of my spending each month! Love this app so much!! Reviewed on: 7th April 2023

Best bank ever

The best bank I've ever had without a doubt! Can't fault them anywhere. Reviewed on: 7th April 2023

Marvellous Monzo

They keep it simple they keep it clear and they keep me informed all of the time. Monzo have always been there when I need them! I find the charges fare and self explanatory which leaves no room for confusion and keeps me on track with my money! Thank you Monzo Reviewed on: 7th April 2023

Best banking app, so easy to use and has many helpful features.

I've had monzo for a while now and would recommend it to everyone. Reviewed on: 7th April 2023

Best bank

It’s banking at its best. Easy access to all products. All on the app Reviewed on: 7th April 2023

Ease and efficient

Brilliant bank that offers loads of benefits! Very easy to bank with. Reviewed on: 7th April 2023

Excellent customer service

Excellent customer service support can't fault Monzo brilliant Reviewed on: 7th April 2023

Monzo the best bank account

Everything to do with online banking is amazing, it’s so easy to set up saver pots for different things, holidays, shopping and boring old bills Monzo is the best bank account I’ve used Reviewed on: 7th April 2023

Simple and easy!

I enjoy the ease of transferring money between friends and finding new people near by to pay. Using flex has been handy also to simply spread the cost of something interest free for three months Reviewed on: 7th April 2023

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